It's tough
Hi and welcome. Just avoid the 7 speed DSG (used in all Polo's and the lower spec Golf's). So either get a manual or get the 6 speed DSG (as found in more powerful Golf's like the TDI or GTI etc).
As for engines, avoid the 118TSI at all costs (the 1.4 twincharge engine with a supercharger and turbocharger).
So basically...
Polo: get a manual
Golf: either get a 90TSI manual, or get a TDI or GTI with the speed DSG if you want an automatic.
Note the Audi A1 and Skoda Fabia are based on the Polo, so if you are considering these, use the same advise as I have given for the Polo.
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