Tiguan Insurance??

[Suffolk]

Once again, insurance renewal came in.

Got a quote from AAMI for 2010 TSI of $1729.81 Agreed Value of $36,650 (the most they are willing to pay).

This price includes these mods, chipped,induction,springs,rims,xenon,abt grill

Would love to hear how much members are paying for there insurance??

[team_v]

$650 with YouI market value and all mods included.

RACQ won't insure my car as it has a "preformance air intake"

[The_Hawk]

I just did a *really* quick and dirty quote on RACV, agreed value of $36k, 34y/o male in Vermont 3133 and it came in at $1,160.53
(knowing of course a different suburb will likely make lots of difference).


In NSW NRMA used to be one of the higher priced option, but of late they have changed the way they do things and are far more competitive... was wondering if the rough equivalent in VIC is doing the same...

That said I know SFA about RACV or what they are like as a company.

[Suffolk]

$650 with YouI market value and all mods included.

The lowest market value i found which would bring the excess around the price you payed brings market value at $21,136.
That's what you call depreciation!!

[tigger73]

I'm with Shannon's who will insure tuned/modified vehicles (not all insurers like mods).

It's about $1200 a year with agreed value of $36k on a 2011 125TSI + the bits.

My personal experience from the past and what I have heard also about Shannons in terms of customer service and payment of claims is very good, compared to not very favorable for AAMI. Though most people don't read their insurance contract until they go to make a claim and then find out what is and is not included....

Not saying that AAMI is necessarily bad, however there appears to be some restrictions in terms of choice of repairer, using non-geniune/used parts etc. Usual story is that you get what you pay for and if you shop around and do your research you can save some money and/or heartache down the track.

[tigger73]

The lowest market value i found which would bring the excess around the price you payed brings market value at $21,136.
That's what you call depreciation!!

Yes there's often a BIG difference between agreed value and market value...

Plus you can play around with excess to bring price down too.

My $1,200/year policy has $400 excess.

[Suffolk]

AAMI policy states you can use your choice of repairer and will use oem parts, no discount even though I have a policy with them already.

[Suffolk]

Excess is $625 including windscreen damage and rental car at no cost.

[nat225]

mine is around $650 a year for the Tiguan, NRMA with $42k agreed value (including all mods as long as roadworthy), $800 excess. no windscreen, no hire car.

postcode is a quite significant factor, i paid more insurance for my cars when i was in Sydney than now in Brisbane.

[alexc2005]

Wow you guys have some cheap insurance!

I have been quoted as high as $1900....

Lowest I can get is around $1000..

I paid less insurance for a V8 than this bloody thing!!