Insurance for Scirocco

[Andych]

Based on an online quote from nrma;
It's 1.2k at 50k or 1.4k at 58k value.
That is for a privately used insurance though, My Scirocco is a business purchase.
So I will be paying quite a bit more....

You must live in a dodgy area... I just did an online quote with NRMA and at $61K agreed value and $1000 excess it was $871 for the Rocco. Almost an identical price from GIO as well... none of the others I tried listed the Scirocco yet..
It was also interesting that I tried to agree to Business use but as I don't claim the GST on it the car is considered Private Use for NRMA Insurance purposes...
Oh... the NRMA price included a multi policy discount.. still it is pretty good pricing, I am paying close to those $ for my Mondeo XR5.

[ZIO]

U just must be an old tracker :p

[entice]

the excess at 1K (as opposed to 550) also does alter it significantly

[Andych]

U just must be an old tracker :p

Yep... but obviously not old enough for AAMI... they are now showing Scirocco but they are after $1243 for agreed value of $49K. I tried to take the value up to $61K but their system crashed several times...and none of the others are showing Scirocco yet.

NRMA and GIO used to be the most expensive for Full Comprehensive but on the basis of this I know where I will be insuring my baby when it gets here...

---------- Post added at 08:32 AM ---------- Previous post was at 08:21 AM ----------

the excess at 1K (as opposed to 550) also does alter it significantly

I went back and re-did the quote... and....
$61K Agreed Value $600 excess $907.
$61K Agreed Value $800 excess $806
$61K Agreed Value $1000 Excess $789
So all up $118 variance for $400 change in excess.

[Transporter]

Isn't it that they replace your car with the new one in the first year, or even 2 years some insurance companies? In that case you could waste your money.
I usually go with the market value in the first year.

[Andych]

Isn't it that they replace your car with the new one in the first year, or even 2 years some insurance companies? In that case you could waste your money.
I usually go with the market value in the first year.

That would be the best way to do it... but with NRMA and GIO you need to contact them by phone to get a price an "market value" so I decided to use my "Purchase Price".
You also find that some finance companies get a bit upset at "market value" insurance... Wimps

Hmmm just realised my "Purchase price is just under $60K... oh well... I will sort it out in a few weeks time I guess.

[entice]

problem with that is what's happening atm in VIC.

people's new VW's caught in hail storm Christmas day.

car written off.

yes sir, new for old...we will replace in teh 1st 2 years of damage with new.


Sir, we will order your car now and you can have it in 9 months when it's built....
(alternatively, you can no longer order a 3dr Golf R - so where does that leave you?)

if that's not acceptible to you, the market value pay-out is....

Insurance companies will always look at ways of limiting their payout/claims...

[ZIO]

Yep... but obviously not old enough for AAMI... they are now showing Scirocco but they are after $1243 for agreed value of $49K. I tried to take the value up to $61K but their system crashed several times...and none of the others are showing Scirocco yet.

NRMA and GIO used to be the most expensive for Full Comprehensive but on the basis of this I know where I will be insuring my baby when it gets here...

---------- Post added at 08:32 AM ---------- Previous post was at 08:21 AM ----------



I went back and re-did the quote... and....
$61K Agreed Value $600 excess $907.
$61K Agreed Value $800 excess $806
$61K Agreed Value $1000 Excess $789
So all up $118 variance for $400 change in excess.

The one thing I've noticed is that you can only select 2012 as the year? Although my car is a 2011 build 2012 complianced. ... is that a problem ?

[Andych]

The one thing I've noticed is that you can only select 2012 as the year? Although my car is a 2011 build 2012 complianced. ... is that a problem ?

Compliance date is classed as build date for Insurance purposes... seeing as it only goes on sale in 2012....

[Miguul]

You must live in a dodgy area... I just did an online quote with NRMA and at $61K agreed value and $1000 excess it was $871 for the Rocco. Almost an identical price from GIO as well... none of the others I tried listed the Scirocco yet..
It was also interesting that I tried to agree to Business use but as I don't claim the GST on it the car is considered Private Use for NRMA Insurance purposes...
Oh... the NRMA price included a multi policy discount.. still it is pretty good pricing, I am paying close to those $ for my Mondeo XR5.

Yup. Unfortunately I live out in the west near some not so great suburbs.
We are used to payment premium out here