I haven't declared to insurance along with a list of other stuff and I'm sure not a lot of insurance companies would insure that anyway! It's a risk I'll have to take. I know insurance is expensive and it's there for peace of mind, but being a student and a VW-modifying enthusiast, it's a compromise I'm willing to take as I don't need insurance to be any more expensive. I'm sure when looking back at this post 10 years on in a financially-apt position, I'll be thinking "how stupid was I?", but then again, who hasn't done stupid things and rebelled against rules while they were young?
I have had damages covered by insurance on this car before - let's just say what insurance doesn't know won't hurt them.
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