Hi all

My 3 year warranty and registration for VW Roadside assist is expiring soon.
I just received a letter from VW with the offer to extend it for an extra year for $105.
What is the difference between VW Assist and normal RAC roadside insurance?
Am I better off getting VW assist or just go with RAC? Are there any particular advantages to go with VW?
Is there something that VW won't cover compare to RAC?
It says that they don't accept service calls for your vehicle due to accident damage. So does that mean that if I had an accident I won't get towed? Isn't RAC offering towing due to accident or am I wrong?

Thanks