If you do go Android I can recommend the free Lookout security app that also has features for lost phones, etc. No offence but you have to be pretty let's say 'ignorant' to get malware, just use common sense like you would when download PC freeware, plus you have the added benefit of reading reviews and seeing the app permissions.
Apple is great and simple and easy to jump into (iPhone's and iPads used at work, although the IT Manager looked quite impressed when I showed him Microsoft Surface) but I've often found that once our users get used to the whole smart phone concept they often run into Apple's limitations and are left wanting more. If there's one thing I can't stand the most it's when iTunes says you can't do something because you need to install an update, but then when you try to install the update it says you're going to lose a bunch of music or apps that aren't synch'ed to this PC.
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