as a follow up, have previously spoken to AAMI about my 118TSI, no exemption = no insurance, sent my application off to vicroads and 5 days later it came back approved ,
also a little clarity seems in order, on the list of p-plate legal cars, an application for a car listed as "Application Required" eg: 118, 90, 77TSI involves listing the details of the driver, the owner and the car, no reasoning required, assuming you don't have a history of speeding and drinking I would imagine you would get approved, I sent my application off the day I got my red P's and it was approved
if the car is 'Banned' you can still apply for an exemption from VicRoads however another form is required (same form for V8's) which involves showing why it would cause undue hardship if you were unable to drive the car, eg: only car in your immediate family and work/uni is 2 hours by public transport, but either way you are at vicroads peril, they could turn around and say no and there would be nothing you could do about it
without an exemption I would be asking for a letter in writing stating that despite being unlicensed to drive the car, you are still insured to drive it as otherwise it could prove rather costly, of course aami could differ from other insurance companies...
Last edited by jameshero; 29-01-2012 at 06:28 AM.
I think the exemption will get harder particularly if they can clearly see someon bought a banned car rather than it being a family car. On the other hand they would get a lot of family members buying that kind of car on behalf. In reality it's only a few yrs, no p plater needs an R32 etc...
I don't fancy his chances of getting off. Given the way he behaved by refusing to stop and then driving into his driveway, locking the gate and refusing to allow the police access, I doubt if there would be a magistrate or judge who would turn a blind eye. It was bad enough for him to be driving when it was not to or from training, but refusing to carry out a lawfyl instruction from a police officer is another thing altogether.
If he gets away with nothing other than a smack on the wrist, I can see many others who are being asked to pull over similarly refusing to do so as well.
Back to the topic. If the driver is not permitted to drive a particular type of vehicle, then driving one is pretty stupid. It would be like someone with a car licence driving a heavy vehicle. There are categories of vehicles, and you need to hold a licence that permits you to drive that type of vehicle.
On the insurance side, it is the driver that the insurance company is interested in. If a parent is stupid enough to say they were driving the vehicle when it was their child (who is not permitted to do so), then they are even more stupid and deserve everything that happens as a consequence of that. I just hope that what they do they do to themselves and do not involve anyone else.
So, what we are saying is that if you drive a car that you aren't allowed to drive, you are stupid. Much like driving a HR vehicle on a C license....
I don't know how this topic has gone this far... Please take it out the back and put a bullet in it.
"If can't get behind your troops, feel free to stand in front of them..."
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