Like most of us I'm always up to save a buck, so sitting here I just saw an add for youi and thought i would have a look see since the ad was talking about being cheaper if you catch public transport and don't drive to work... you know, they don't assume things about you...

As I started entering my details I decided to list the car as a stock standard then start adding mods to see how far I could push it.

For a little background, 30 year old male driver, perfect history, car garaged in NSW 2560.

So, like I said, listed with no mods far an agreed value of $8,100 (the highest they let me go)... so the annual premium?

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$1732

W.T.F.? I pay less than that for TWO cars with Shannons WITH all my mods listed, both for agreed values.


In other news I have to hunt up the company my mate uses, he has an old Torana with a modern Commodore V6, custom paint, wheels, drive line, interior etc etc, probably under insured at $30k, same age and experience as me. AFAIK the only condition on his insurance is no more than 7,000km a year (although I need to check what else if anything is really behind it)... but his YEARLY full comprehensive insurance premium... LESS THAN $300. Thats right, THREE HUNDRED. Did I mention he also lives in NSW 2560?

How are these things so different?