HELP with Insurance... about Mod's

[Blitzen]

I have been with 4 insurance companies that didn't care about my mods (Shannon's, TIO, RACQ, and NRMA), so long as they were road legal and if I wanted them covered, listed on my policy. All I can say is shop around, but being and L and P plater in a modified car, don't expect it to be cheap!!

[JustCruisn]

All those mods you mentioned would need to be listed with your insurer.
I know Shannons, QBE, AAMI covered my car with mods. NRMA, Suncorp & RACQ would not give me cover.

Insurance companies will factor in the mod, the value of the car, your age, your driving history.
They are all different when it comes to these things.

The boost gauge is probably not a mod they care about but chances are you the way you install it will be illegal.
When it comes to insurance you really need to be upfront and honest, if you fail to disclose something and make a claim they may not pay.

Imagine having a claim denied because they find you have after market tune, it could cost you your car and more.

[lhennessy]

thank you.
the policy will be in my Grandfathers name but myself as a secondary driver.
and do you know the average price increase with the mods listed

[Blitzen]

...do you know the average price increase with the mods listed

For me it didn't cost any extra, but this is something you are going to have to find out when you speak to each insurance company. Each one is going to be different, and even if you are listed as a secondary driver on the policy, it really isn't going to make too much difference.

[lhennessy]

Ok thanks that really help a lot, i appreciate it.

*EDIT- these are the two setups i would like to do... I'm not sure which one at this stage both are a nice clean finish.

- http://www.google.com.au/imgres?hl=e...,r:11,s:0,i:95


- http://www.google.com.au/imgres?star...:31,s:373,i:71