Golf GTI v Golf GTD insurance

[pepito]

Shopping around for insurance online, interesting little quirk I've come across:

Allianz will insure a Golf GTD parked in a carport but not a Golf GTI (must be in a locked garage).

ps. This is Melbourne (northern suburbs)

[Diesel_vert]

I imagine a GTI would present itself as a higher risk for the insurance company.

Of the two, a likely thief would only have eyes for the GTI due to its performance. A GTD wouldn't be terribly useful as a getaway car.

[Dutch77]

Depends how long the getaway was..

[kaanage]

I imagine a GTI would present itself as a higher risk for the insurance company.

Of the two, a likely thief would only have eyes for the GTI due to its performance. A GTD wouldn't be terribly useful as a getaway car.

I would suggest that in the real world of public roads (blind corners, uncertain road condition, oncoming traffic etc), GTD could be a more useful getaway car than a GTi due the the nature of its power delivery.

Of course, most getaway drivers are unlikely to appreciate this.

[Diesel_vert]

Both standing start and in-gear acceleration times are faster with the GTI, so the thief would have to be unusually clumsy with throttle and gearshift coordination (less of an issue with the DSG) not to pull away at great speed.

[pepito]

Depends how long the getaway was..

LOL, I'll pay that one

Another interesting little "quirk" ..... some insurers (eg. RACV) don't even care if your car will be garaged, carport or out on the street (they don't even ask).