I'm 26. I've had the R36 since 23. I'm insured with Volkswagen insurance, and in that time my premiums have gone from $1150 to $1400. Nothing has changed - no claims, fines, or change of address (Adelaide, eastern suburbs/low foot hills) or other circumstances. Excess is... I can't recall, but it's not an excessive excess.
When it's time for the next renewal, in June, I'll move to SGIC - they seem to offer a better deal in general.
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