Cost Of Insurance Premiums

[kleung]

Exactly - people write off AAMI because they think you are forced to do exactly what they say - where in fact they are just a flexible as everyone else

Well, actually, this is exactly what they say in their policy documents - you can put forward a quote from a repairer of your choice for consideration. If it is the most complete and competitive quote, it will be approved. There seems to be a misconception that you don't get a choice of repairer with AAMI.

And the fact that they're consistently the cheapest for us is a bonus too.

and both times I've had to deal with AAMI assessors they have been nothing more than extremely helpful.

I've always had nothing but positive experiences with AAMI too. Always helpful and easy to deal with. They even helped me out with some helpful advice earlier this year when my father had a not-at-fault accident in a friend's uninsured car. And before anybody asks, yes, we did ask if the car was insured before borrowing it. The friend just made an honest mistake and had allowed her insurance to lapse accidentally. She was overseas at the time, and we were looking after her car for her.

[Adamg]

Allianz
2012 118TSI Wagon with Sunroof and auto tailgate
35yo
Rating 1
$611.00pa
$600 excess
In Canberra

[dopey]

$874 NRMA Comprehensive
$800 excess
26yo - NSW 2050
2011 Passat 125TDI Wagon
Market Value
Includes windscreen protection and choice of repairer, etc.

Pretty happy with NRMA.

[Passat CC]

2010 Passat CC
AAMI
29
$1400 premium
$700 excess
Sydney

[deano646]

Somehow I think there may be an anomoly in the AAMI system - not that I am complaining!!

I haven't had a car insured with them for some years as I have driven company owned vehicles so this would be my first vehicle policy in about 15 years. I do have my house insured with them and I think it helps.

I could not find an alternate policy below $1,000. Maybe it has something to do with how AAMI 'view' the R36?

[Lams]

i'm AAMI, 25 male
in Greenslopes Brisbane
'06 Passat wagon 2.0T with mods and options listed, and no windscreen excess
$658 pa

[Wagen Wheels]

MY10.5 Passat Wagon TDI (agreed value $55k to cover all the ordered options) carported in Melbourne suburb.
Which company? AAMI
How old are you? 45 (rating 1)
Premium a year? $816
Excess? $550

This premium is probably a little higher than normal since there is 3rd party interest (Novated Lease).

Wagen Wheels.

[R36 DSG]

Yeah, that is an AAMI thing, I wouldn't use them ever again. Had the dodgiest repair on my pulsar back in the day.

Now that's a coincidence, had the same issue with repairs on a SSS Pulsar. AAMI require 2 quotes to be able to use your own repairer. I found it impossible to get a quote from a non AAMI repairer as soon as they found out who the insurer was. Have been with Shannons for a few years now and have been quite happy with them.

[revivor]

I was with AAMI.

Believe me you're nvr lucky with AAMI.

If you have a 'premium' car. Any insurance with 'choice repairer's' good IMO.

Link to insurers with choice repairers - I used this site as a ref to get my quotes.
http://www.mtansw.com.au/files/downl...eInsurance.pdf

[booba]

Exactly. Pulsar SSS and the insurance was dangerous in one place near the fuel filler. Spraying the front windscreen resulting in the rear spraying and vice versa. Rear left door wouldn't open from the inside and the front door wasn't aligned properly. Front foglight came off the wrong year model.. and on and on with the dodgyness.

I am with Shannons now for the GTI and they are good with price and listing all mods.

AAMI are cheap for a reason. You get for what pay for.

Now that's a coincidence, had the same issue with repairs on a SSS Pulsar. AAMI require 2 quotes to be able to use your own repairer. I found it impossible to get a quote from a non AAMI repairer as soon as they found out who the insurer was. Have been with Shannons for a few years now and have been quite happy with them.