I was quoted only $18,000 for a trade on a 2014/2015 130 diesel Tiguan with just 18,000km on the clock a lot more than 40% more like 60% could be the diesel Gate scandal that is placed a lower value on this model ?
We did the choice program, intent is to assess at the end of 4 years finance if the market is higher than the Guaranteed Future Value then we may sell privately and use windfall to a new Tig, if lower than we may roll remainder into the mortgage and keep the car or if much less we will take out GFV and redo another car.
You need to do your numbers and make it work for you though, this system is not a lease from VW though and is a standard loan with a balloon after 4 years.. if you can't afford to pay out the balloon in 4 years then either expect to hand he car back or don't get it in the first place.
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Appreciate the advice people. Seems i am best off going elsewhere with a loan as Volkswagen Finance cannot match or come close to the interest rates being offered by other vendors. Surprised they wouldn't even match them to get the business.
Cheers
Ron
I used VFS to save shifting some funds around and they were under the dodgy no-names; I think it just depends on whether they're keen to write the business and also the car/client profile.
The dodgy no-names usually have stiff establishment and early termination costs built in.
--- FS: 2016 Golf GTI 40 years, white, DSG, 18,xxxkm -------------------------------------------------------------------
2019 Audi SQ5 | 2016 Golf GTI CS + OZ UL HLTs | Retired: 2018 Audi RS3 sportback + OZ Leggera HLTs
2017 Golf R Wolfsburg Sportwagen | 2016 BMW 340i + M-Performance tune/exhaust | 2015 Audi S3 sedan
2014 Golf GTI + OZ Leggera HLTs | 2012 Polo 77TSI (hers) | 2010 Golf GTI Stage 2 + OZ ST LMs
just using an online loans company (unsure if you can name company names here) that is 5.44% (400 estab fee, no other fees). VW quoting 7.29% with 945 estab fee. Challenged this rate and told best they could do was 6.1%. Fairly appalling tbh.
Strange.. but like with the cars themselves, there's a number of factors including timing that can come into play there.
I know they won't lop much more than half of the fee usually, as that is their main upfront cut for writing the loan, but car finance should still be well into the 4s. As a rough guide aim for around 100 points over a good home loan rate.
Anyway, you can only get what you can get, so certainly run your business elsewhere.![]()
--- FS: 2016 Golf GTI 40 years, white, DSG, 18,xxxkm -------------------------------------------------------------------
2019 Audi SQ5 | 2016 Golf GTI CS + OZ UL HLTs | Retired: 2018 Audi RS3 sportback + OZ Leggera HLTs
2017 Golf R Wolfsburg Sportwagen | 2016 BMW 340i + M-Performance tune/exhaust | 2015 Audi S3 sedan
2014 Golf GTI + OZ Leggera HLTs | 2012 Polo 77TSI (hers) | 2010 Golf GTI Stage 2 + OZ ST LMs
I recently purchased a Grey Wolfsburg edition 18 model (MY19) paid 59k which included a tow bar. Super happy with it but even more happy now that I have got the Stage 1 APR flash tune. Wow is all I can really say! Best $1000 I致e ever spent and the car seriously hooks up. 👍
Went to have a look at the Wolfsburg and decided that it was not for me, the Grey possibly and the HUD was a projected bit of plastic rather than on the windscreen, not sure why maybe angle or curvature? Bought the 162Rline with all three options plus paint for $59k driveaway in Perth.
Been quoted 50K for an allspace 132tsi comfortline with all the packages and black paint or 48k without the sound and vision package incl 5 years free servicing. Both demo models with about 1500 kms on them. There's apparently also a 2% offer available from VFS for the allspace runout. Am thinking there might a bit more room to squeeze a bit on the price? This is in QLD.
132TSI Tiguan Allspace
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