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Thread: Insurance figures on your CC

  1. #1
    Join Date
    Dec 2011
    Location
    Melbourne
    Posts
    66

    Insurance figures on your CC

    Can I get some figures on what you are paying for your insurance and which company you're with?

    I asked for a quote from the dealer and the finance lady strangely recommended AAMI or RACV and said they will be cheaper than VW.

  2. #2
    Join Date
    Nov 2009
    Location
    Adelaide, SA
    Posts
    3,591
    Insurance premiums are dramatically affected by factors other than the make and model of car, so asking people to post premiums isn't going to be remotely indicative of a price you could achieve. If you're price-conscious, your best bet will simply to do a big ring-around.

    VW insurance is just an underwritten product (Allianz I believe) with some margin for VW on top - it's often more expensive. I would strongly advise you to steer clear of AAMI, as they don't offer choice of repairer, and there are many horror stories out there.

    Have a read of the corresponding thread in the Golf 6 section if you're looking for opinions on insurance companies: Which Insurance company are you with?
    2008 MkV Volkswagen Golf R32 DSG
    2005 MkV Volkswagen Golf 2.0 FSI Auto
    Sold: 2015 8V Audi S3 Sedan Manual
    Sold: 2010 MkVI Volkswagen Golf GTI DSG

  3. #3
    Join Date
    Dec 2011
    Location
    Pacific Paradise QLD
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    Post code and crime rates are the main factors that influence premiums

    I stored my caravan in a different post code and the premium changed because of that.
    2021 Kamiq LE 110 , Moon White, BV cameras F & B
    Mamba Ebike to replace Tiguan

  4. #4
    Join Date
    Sep 2006
    Location
    Canberra, ACT
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    What others have said.
    Youi are my other insurer and they're not bad or my favourite is Shannon's.

  5. #5
    Join Date
    Dec 2011
    Location
    Pacific Paradise QLD
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    Quote Originally Posted by Darks RS View Post
    What others have said.
    Youi are my other insurer and they're not bad or my favourite is Shannon's.
    Youi wouldnt touch my Passat said it was worth too much Like wise Boojay Direct. Am with NRMA and much cheaper than anyone else
    2021 Kamiq LE 110 , Moon White, BV cameras F & B
    Mamba Ebike to replace Tiguan

  6. #6
    Join Date
    Oct 2012
    Location
    Sydney, NSW
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    200
    Users Country Flag
    I'm with AAMI and I've had my other car repaired twice before by my preferred repairer. No real issues there. I'm happy with them and they're pricing has been extremely competitive. currently paying $1200pa for the Alltrack with an agreed value of $58k
    Daniel
    HIS - MY11 VW Golf R - Leather seats, Sunroof - DSG - 19" Talladegas - Black Headlights - Dynaudio - ACC - APR Stage 1 - Maniacs DSG Paddle Extension - Volant CAI -
    HERS - MY13 VW Passat Alltrack - Sports Pack - Panoramic Sunroof -

  7. #7
    Join Date
    Sep 2006
    Location
    Canberra, ACT
    Posts
    325
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    Really???
    Youi begged for my car. In the end stuck with qbe as they're done through my lease.

    Quote Originally Posted by Hillbilly View Post
    Youi wouldnt touch my Passat said it was worth too much Like wise Boojay Direct. Am with NRMA and much cheaper than anyone else

  8. #8
    Join Date
    Nov 2012
    Location
    Morwell, VIC
    Posts
    94
    Users Country Flag
    Choice recommends AAMI and RACV for top cover in Vic, but gives Shannons high marks for customer satisfaction. I have AAMI, and I'm happy.
    2013 CC 130TDI Night Blue Metallic with Driver Assistance Package, Park Assist 2, Walnut Trim and Ambient Lighting, Front Active Climate Control Seats, Towbar, and Dynaudio Premium Audio.
    -----
    My previous ride - 2005 Golf Comfortline DSG 2.0 TDI

  9. #9
    Join Date
    Jul 2012
    Location
    Bendigo, Victoria
    Posts
    37
    If you are fortunate enough to have reached 50 and if you or your partner doesn't work FULL time,then consider Apia. Get a quote online to save 5% and choose your own agreed value within a range. Also new for old replacement on cars up to 10 years old for theft. Saved me a substantial amount over one of the above mentioned companies for an increased agreed value. Don't know what they are like come time to make a claim and don't want to know.
    MY 09 JETTA 118 TSI 7 spd DSG

  10. #10
    Join Date
    Dec 2011
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    Pacific Paradise QLD
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    Quote Originally Posted by fillmore View Post
    If you are fortunate enough to have reached 50 and if you or your partner doesn't work FULL time,then consider Apia. Get a quote online to save 5% and choose your own agreed value within a range. Also new for old replacement on cars up to 10 years old for theft. Saved me a substantial amount over one of the above mentioned companies for an increased agreed value. Don't know what they are like come time to make a claim and don't want to know.
    I have my house with them but they were far too dear for the cars. NRMA was about 2/3 of Apias price
    2021 Kamiq LE 110 , Moon White, BV cameras F & B
    Mamba Ebike to replace Tiguan

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