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Thread: Post APR tune Insurance company suggestions?

  1. #1
    Join Date
    Mar 2015
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    Bulli
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    27

    Post APR tune Insurance company suggestions?

    HI All,

    New dubber here, just bought a 2007 Polo GTI last week. I'm considering having an APR stage 1 tune done, and I spoke to my current insurer (BD) to see what effect it would have on my premium. Their response was that they generally won't insure cars which have been modified to improve performance.

    So, here's my question; can anyone recommend an insurer that is happy to work with lightly modified cars without gouging the insurance premium? Any experience/help greatly appreciated!

    Cheers and thanks, Steve

  2. #2
    Join Date
    Apr 2014
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    Perth
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    Users Country Flag
    Aami


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  3. #3
    Join Date
    Jan 2014
    Location
    Mt Martha, Vic
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    I was with Virgin and they cancelled my policy when I fitted coilovers. Now with Shannon's. They will cover any legal mods.
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  4. #4
    Join Date
    Nov 2011
    Location
    Semaphore, SA
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    8,708
    +1 for Shannon's. Premiums are one thing but how easy they are to deal with when making a claim is where it really matters.


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  5. #5
    Join Date
    Mar 2015
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    Bulli
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    Thread Starter
    Nice and quick folks; much appreciated! AAMI looking good so far, Shannons won't insure the car/quote online if it's being driven on a daily basis.
    If anyone has any other suggestions I'd be keen to hear them...

  6. #6
    Join Date
    May 2008
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    Erskineville, NSW
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    Quote Originally Posted by Wiffle View Post
    Nice and quick folks; much appreciated! AAMI looking good so far, Shannons won't insure the car/quote online if it's being driven on a daily basis.
    If anyone has any other suggestions I'd be keen to hear them...
    WTF? I had my daily insured with them.

    GIO & Coles insurance were happy to take my coin.

    NRMA were also fine with mods but expensive.

    I'm an old fart so old fart + mods might not be an issue. As we all know, insurance companies hate young people - they are all run by Grandpa Simpson.
    carandimage The place where Off-Topic is On-Topic
    I used to think I was anal-retentive until I started getting involved in car forums

  7. #7
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    Mar 2015
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    Bulli
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    Thread Starter
    Quote Originally Posted by brad View Post
    WTF? I had my daily insured with them.

    GIO & Coles insurance were happy to take my coin.

    NRMA were also fine with mods but expensive.

    I'm an old fart so old fart + mods might not be an issue. As we all know, insurance companies hate young people - they are all run by Grandpa Simpson.
    Maybe it's just theonline quote they won't give for a daily?

    I'm 40+ so not quite an old fart, but certainly different to an 18yo! Will look into GIO/Coles as well.

  8. #8
    Join Date
    Feb 2008
    Location
    ACT
    Posts
    566
    Another vote for Shannons here. They've had no problems with any of the mods on my cars, from a Stage 1 tune on the Beetle through to the full works Stage 3 on the Golf.

    No change in premium due to the mods, only increases if I raised the agreed value to cover the costs of replacing those mods.

    No problems with insuring daily drivers either.

  9. #9
    Join Date
    May 2008
    Location
    Erskineville, NSW
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    Users Country Flag
    Quote Originally Posted by Wiffle View Post
    Maybe it's just theonline quote they won't give for a daily?

    I'm 40+ so not quite an old fart, but certainly different to an 18yo! Will look into GIO/Coles as well.
    Shannons definitely need to talk to a human. They want to know if you are an enthusiast - they could still knock you back though.
    carandimage The place where Off-Topic is On-Topic
    I used to think I was anal-retentive until I started getting involved in car forums

  10. #10
    Join Date
    Mar 2015
    Location
    Bulli
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    Thread Starter

    Thanks for all the help folks; had a chat to Shannons this morning and decided to go with them. It's nice when an insurer is actually encouraging you to heavily modify your car!!

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