Youi is my current insurer. However you only get super sharp pricing out of them for about 5 years and then they jump up to match Suncorp (the guys that started Youi are ex-Suncorp).
Over the last 6 months NRMA have become super aggressive again and on my recent home and car renewals have been within $50-$80 of Youi.
For some context: I am over 40, have had 1 not at fault claim in the last 3 years and have had a clean licence for 2 years. I am Ratings 1 for no claims and have 4 policies with them.
Dutch77 - yeah, playing with the excess (the risk component) is always a very good way to get a better premium. I have done that in the past pushing up to $800 but never higher than that. My comfort zone sits around the $600 mark.
Sent from my iPhone using Tapatalk
Bookmarks