Insurance

[brad]

$537 for my 90 TSI with Suncorp which includes choice of repairer, loan car, replacement windscreen and new replacement of the car if it is written off for the life that I own the car. Standard $600 excess. In 10 years time with 400,000km on it a big gum tree had better fall on it, preferably when I'm not in it. In other words if I stick with a Golf I should never have to pay for a new car again.......

What does the fine print for the new car replacement say? I seem to recall with other insurers new car replacement that if the exact same model wasn't available then you got paid out at market value.

[Lemonskin]

$990 for comprehensive insurance with NRMA. That's for a brand new GTI, garaging in Cronulla, $650 excess, 28yo male with no incidents in 8 years. No windscreen replacement or car hire.

[VW Convert]

$990 for comprehensive insurance with NRMA. That's for a brand new GTI, garaging in Cronulla, $650 excess, 28yo male with no incidents in 8 years. No windscreen replacement or car hire.

What agreed value?

Cheers

George

[Lemonskin]

What agreed value?

Cheers

George

Firs two years, no agreed value as they just replace with a brand new car if it's written off in that period.

[vk6tnc]

I'm doing the insurance quote game at the moment too. Trying to compare apples and apples is not easy. The only point of interest was Allianz... $2000 excess if car is stolen without a vehicle tracking device fitted, too many factory accessories ( over $5000) fitted for an online quote ????

Golf GTI without Leather Seats with everything else...

[cox11]

I'm doing the insurance quote game at the moment too. Trying to compare apples and apples is not easy. The only point of interest was Allianz... $2000 excess if car is stolen without a vehicle tracking device fitted, too many factory accessories ( over $5000) fitted for an online quote ????

Golf GTI without Leather Seats with everything else...

I've been with Allianz for 4 years and have been very happy so I wanted to stay with them. They said the same thing, too many accessories for it to be insured. So I went to Vw insurance (agent for Allianz) they said the same thing.....wtf? I demanded to speak to their finance manager. He made it happen. Not the cheapest, but definitely the most comprehensive of covers. 3 year replacement at market value 1000/yr with $2k excess

[Dutch77]

Gotta wonder how Allianz would handle a GTI 'highline' with all the options fitted if it was actually released as a straight model.

The $2k theft excess thing forced me to look elsewhere. Not that I've ever had a car stolen. Maybe if they stopped covering the idiots in their tv adverts who spill paint on the floor, knock over fish tanks or park jet skis on their car roof and instead realised car enthusiasts are decent insurance risk they wouldn't need to go down this route.

[mp2811]

Just looked up AAMI $735 for 35 yo male in Rowville VIC for MK7 GTI PP. With $725 excess and hire car. Previously I had been quoted $1398 with CGU and almost $1500 with just cars.

[wasabiz]

I got mine with RAC

23yr old male
$580/yr
$600 excess
no windscreen cover
54k agreed value

[Mountainman]

What does the fine print for the new car replacement say? I seem to recall with other insurers new car replacement that if the exact same model wasn't available then you got paid out at market value.

Replacement with same or as close to same spec as possible. It's the base model golf manual with VW's 16" Toronto wheels off the Comfortline. I reckon VW will always be putting out a base model and I'll always have a range of VW wheels to choose from. Suncorp are the only ones doing it as far as I know and only with new cars. It only added $25 to my insurance quote. I was transferring from RACQ insurance. It will be interesting to see what the next renewal quote will be as to retain the deal I'm really locked into Suncorp. When I replace my 07 Forester XT with a Golf GTI I'm going to do the same deal. The base Golf is really for my wife.