Insurance

[veew]

Wow that is a long thread, quickly looked up a few pages but will have to go back another time.

What are the top three based on that thread?

[Alex31]

Suncorp is not the cheapest but I have found they have a not bullsh*t approach to repairs and a good sound policy


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[kure69]

Racv was the cheapest for me at the time. I really didn't like youi's PDS. Aami have recently upgraded their software and it was the cheapest for my dad's Honda, even cheaper than bingel. Do an online quote and save an extra $100 with aami. But the golf is still more expensive for me with aami.

[DV52]

Suggest you all have a read through this extensive thread on the subject in the Mk6 section:

Which Insurance company are you with?

AAMI gets very negative reviews from many, especially those who've had to claim and have a car repaired.

I'm with AAMI and I just got my renewal notice last week. The quote was $494. I'm a fairly old geezer with a diamond status (whatever that means). I haven't read the link that AdamD posted, but I've had a few occasions to make claims from AAMI (not my fault). My emphatic advice, for what it's worth, is that if you insure with AAMI, ALWAYS (and I repeat, always) take particular care with their repairs.

I have used their "Valet service" when repairs have been needed and in all cases, the third party repairer has quoted new parts, but has supplied patched-up old parts. I guess that this is common practice in the panel beating industry (whatever happened to honesty in business?).

Anyhow, I would have thought that one of the duties of AAMI's valet service would have been to check that what was delivered by the panel beater (that they chose), was what was quoted. Clearly my expectations have been greatly exaggerated! Whilst I'm not imputing any nefarious motives to the staff at AMMI, I have noticed when I have used the Valet service that there is a well honed relationship between the staff and the phalanx of panel beaters that seen to come and go in/out of the AAMI offices.

So, my advice (if you choose AAMI and you use their Valet service), is to always get a copy of the repairer's quote and always do your own inspection (to the degree that you can) to ensure that where new parts are specified, they are actually installed.

[night_flight]

+ SGIC they let me choose my own repairer plus agreed value really good!

[GeckoZAO]

I'm with RACV, cheapest for me, AAMI +300 and Allianz +700.
lots of friends also told me RACV is the easiest to deal with.

[cox11]

Anyone using shannons?

[brad]

Anyone using shannons?

Have done on the previous car. Couldn't be bothered going through the gate keeper making an arbitrary decision on if you're a "car enthusiast" for this one.

[VW Convert]

Have done on the previous car. Couldn't be bothered going through the gate keeper making an arbitrary decision on if you're a "car enthusiast" for this one.

I bombed out on the first question with Shannons......"Do you drive your car to work each day?" Answer "Yes" Reply, "sorry we are unable to insure your vehicle" blah blah blah!

Cheers

George

[giveway]

I'm with Shannon's
Have both cars and home and contents. The polo went up a bit from NRMA but the BMW track day car went down and the home and contents stayed the same but with better coverage and excess.

Overall it is about $200 cheaper than everything with NRMA even with my licence suspension from 2010.
The polo is listed as the daily driver to and from work as well.

Besides the car enthusiast thing you need to be able to garage any cars you have. If you park on the street at night or the car is visible from the road it is an instant NO.



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