Originally Posted by
NickZ
Read your policy documents closely - you want to look out for:
1. Minimum servicing requirements - do you have to take it to the dealer or can you service it any licenced mechanic in accordance with the logbook? Some warranties will lock you in to servicing every six months despite the logbook stating 12 months and it must be at an inchcape dealer.
2. What is covered (more importantly what isn't) - is key components such as dsg or drivetrain covered?
3. Is there an 'excess' or is there a maximum amount per claim or amount that can be claimed under the policy?
Inchcape dealers (particularly Subaru) always throw in an extra 3 year warranty with new cars as a selling point but when you read the policy document closely it is pretty much worthless and is just a way to lock you in the servicing. The Allianz one spoken about is pretty thorough, you only have to service in accordance with logbook at any licenced mechanic, does not have excess or maximum claims and the exclusions in the policy are minimal / stock standard items such as tyres, batteries, etc.
Given it is a MKV and hence a used car, I imagine there are a lot of limitations but I could be wrong.