Yep as above, I had someone reverse into our car, it was a friend of ours, just reversed straight back into it hard as they didnt see it at all. They claimed full responsibility as our car was parked there etc. We got slugged a premium rise next year. Because the no claim bonus with RACV/NRMA is not just no claims for at fault accidents, but no claims at all. Even though his insurer paid out the whole lot. We made the mistake of getting our insurer to put the claim in even though we had chosen the repairer and took it there ourselves.
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