Insurance for your Skoda...

[dodgey]

Out of curiosity, who did you use to insure your Skoda?

I couldn't find any threads as yet. Been calling around for my Octavia RS, but after reading through numerous PDS, some of them are not very nice at all (eg AAMI), even though the premiums are good...

[raph]

I ended up using CGU by way of australian unity, as i get 10% off their already decent price. The one thing im not overly happy about with them, is they wont cover the cost of a hire car if i need it.

[Graybags]

Racv, It is cheaper to insure than our mkv golf and about $1000 cheaper than my wrx with Shannons!

[Tezzwokka]

Budget Direct, they have provision for a hire car (extra ~$1/wk). They were very good with a small accident I had a couple of years ago.

[Antiplastix]

GIO, $980 yearly. I wouldn t touch Budget Direct, or read the fine print if you do. They want to insure your car for market value and when you call up to see what their market value is ,it will make you cry. Its not worth saving a couple of hundred only to find that your car is WAY underinsured when it is written off.

[bobski]

GIO, $980 yearly. I wouldn t touch Budget Direct, or read the fine print if you do. They want to insure your car for market value and when you call up to see what their market value is ,it will make you cry. Its not worth saving a couple of hundred only to find that your car is WAY underinsured when it is written off.

Thats where to start IMO. Insure for agreed value. Check and reassess it every year. I've heard stories of very large bills after a write offs to cover leases/loans.

Actually - that makes me think (after having recently gone through buying another house). Do finance companies now require you to have agreed value insurance before taking the lease?

[Tezzwokka]

GIO, $980 yearly. I wouldn t touch Budget Direct, or read the fine print if you do. They want to insure your car for market value and when you call up to see what their market value is ,it will make you cry. Its not worth saving a couple of hundred only to find that your car is WAY underinsured when it is written off.

MMMM... better check that out. Insurance is due in June, not that I want to write my car off anyway! . Anyone used Ecar?