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Thread: Insurance

  1. #1
    Join Date
    Dec 2012
    Location
    Sutherland Shire, Sydney
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    Users Country Flag

    Insurance

    Are you guys getting these car insurance letters from BudgetDirect?
    I've had two (spam) saying they can save me money and they think they can offer me insurance for as little as $1,465
    I'm currently with AAMI paying below $700 per year (large $1,500 excess)

    Grunt...
    2012.1 Skoda Octavia VRS DSG Wagon - Carbonio cold air intake and pipe - HPA Motorsports BBK 355mm rotors 6 pot calipers
    APR Stage II ECU - APR 3" exhaust down pipe & high flow catalyst
    APR/HP Roll bars - Eibach springs and Bilstien shocks
    Supaloy lower control arms - Enkei 18*8 Wheels

  2. #2
    Join Date
    Dec 2011
    Location
    Pacific Paradise QLD
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    Strange when I did an online quote from them it simply wouldn't do it and said to ring them At what I am paying NRMA I couldn't be bothered
    2021 Kamiq LE 110 , Moon White, BV cameras F & B
    Mamba Ebike to replace Tiguan

  3. #3
    Join Date
    Dec 2011
    Location
    Bowral, NSW
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    I pay $1,300 per year for mine from NRMA, but thats with a $600 excess (+$400 for under 25) and some of mum's discounts.

    Without the discounts I'd be up for $3,500...
    Coles car insurance wanted $5k. No thanks!
    2012 Octavia vRS TDI. Darkside big turbo, 3bar tune, other stuff. 200kW/650Nm.
    1990 Mk1 Cabrio. 1.9 IDI w/ 18PSI.
    1985 Mazda T3500 adventuremobile. 1973 Superbug. 1972 Volvo 144 in poo-brown.
    Not including hers...

  4. #4
    Join Date
    Sep 2010
    Location
    Brisbane, QLD
    Posts
    532
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    I pay $537 a year for the Golf with Suncorp with the standard $600 excess, hire car option, free windscreen option, choice of repairer, and full replacement with new for lifetime that I own the car if written off. Almost unbeatable I'd say. And they valued it at $24990 which is more than I paid for it.
    Nov '15 Polo 81TSI manual white

  5. #5
    Join Date
    Nov 2009
    Location
    Illawarra NSW
    Posts
    568
    Coles insurance for me, $25,000 agreed value ,$753 p.a. with a $750 excess.
    2014 MY14 Corrida Red Elegance Wagon TDI
    2009 MY10 Race Blue RS Wagon TSI 6 sp. manual. (Gone)
    2011 MY12 Yeti 77 TSI DSG.

  6. #6
    Join Date
    Jan 2012
    Location
    Sydney, NSW
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    1,371
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    budget only want to insurance commodores and falcons. cheap to buy, cheap and fast to fix.

    I got quotes from all the big names, no one can beat Shannons - I like choice of repairer and free glass replacement.

  7. #7
    Join Date
    Jun 2010
    Location
    Sydney
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    4,088
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    It all depends on your postcode and other variables that are fed into the company's electrical calculating contraption.
    Which is why it always pays to shop around, every year.
    2011 Skoda Octavia vRS TDI DSG wagon|Revo Stage 1|Race Blue|Leather|Dynamic Xenons w 6000K|9w7 BT|THA475 Amp+active sub|Whiteline ALK|RVC|
    2009 R36 wagon|Biscay Blue|RVC|Tailgate|ECU and DSG tune|LED DRL/Indicators|3D colour cluster|Quad LED tail rings|Climatronics upgrade|Dynaudio retrofit|B7 RLine Flat Steering Wheel|3AA CCM|TPMS Direct|B7 Adaptive Cruise with Front Assist|Discover Media retrofit|PLA 2.0|Lane Assist|BCM retrofit|High Beam Assist|DQ500

  8. #8
    Join Date
    May 2012
    Location
    Lyndhurst Victoria
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    Quote Originally Posted by kamold View Post
    It all depends on your postcode and other variables that are fed into the company's electrical calculating contraption.
    Which is why it always pays to shop around, every year.
    This is certainly true but there is something to be said about loyalty to an insurance company too. While I have been with AAMI i have often looked at other companies, but after more than 10 years I am considered a Diamond class customer and no other company can come in anywhere near them on price.

    I currently get a free windscreen each year, free hire car and choice or repairer for under $650. It also helps that all our home and contents insruance is with them too.

    When my wife bought her new Sorento in 2011, she had no claims or fines for over 5 years and Budget Direct wanted over $3000 a year. AAMI only asked $980 with the same benefits as me.
    *****CURRENTLY FOR SALE***** See Sale thread
    Candy White MY12.5 Octavia VRS TSI DSG wagon.
    Black Plasti Dipped wheels, grille surround, roof rails and badges. Lowered 20mm, torque arm insert.

  9. #9
    Join Date
    Jan 2010
    Location
    Bathurst, NSW
    Posts
    542
    We shop around every year to make sure, but sticking everything with NRMA and paying upfront has saved us plenty of coin when you compare it to going to best price for other insurers. Not sure why, but they seem to consistently give me a very good price for everything. Maybe there's a big green tick on my account with them

  10. #10
    Join Date
    Sep 2013
    Location
    Ballarat, Vic
    Posts
    63
    Users Country Flag

    Suncorp came up with the goods for me. Just over $600pa with standard $600 excess, free hirecar for as long as I need it (up to $75 a day, my choice) windscreen replacement and a value of $34,500!

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