I've bought written off Golf's with FAR LESS damage.
After August things will be different, insurance companies will be more likely to pay for the repair, since they won't get the same dosh selling as a stat write off.
If you get to keep it, definately ask how much to spray the rest of the car.
Usually works out to be only a couple of hundred extra, since they have to mix the paint anyways.
Just my 2c
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