The only experience I have had is many years ago when my daughter hit a tree with her Laser. At the time similar cars at dealers were around $7000. Insurance co offered $3500. I finally got them up to $4500. They had already sent the car to the auction. I bought the car from the insurance co [outside the auction process] & repaired it. All up including buying it back it cost $4500 & she was on her way again.
All my cars are now insured for agreed value because of this previous experience.
Understand how it works, troubleshoot logically BEFORE replacing parts.
2001 T4 TRAKKA Syncro 2.5TDI,2006 Mk5 2.0TDI Golf manual,2001 Polo 1.4 16V manual [now sold], '09 2.0CR TDI Tiguan manual,
Numerous Mk1 Golf diesels
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