I think insurance companies are very cautious with cars that have been flooded because they are concerned that the car may have corrosion in the electrics which doesn't show up until later, which (worst case scenario) may lead to people being killed and the insurance company being held liable for not writing the vehicle off. Can't blame them really.
2017 MY18 Golf R 7.5 Wolfsburg wagon (boring white) delivered 21 Sep 2017, 2008 Octavia vRS wagon 2.0 TFSI 6M (bright yellow), 2006 T5 Transporter van 2.5 TDI 6M (gone but not forgotten).
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