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Thread: Insuring a MK1?

  1. #31
    Join Date
    Jun 2007
    Location
    Eastern Suburbs Melbourne
    Posts
    9,006

    I've only ever done 3rd party + fire and theft. sucks when you roll your own car, but handy since it's only ~400 p.a., with agree value, of about 3K for my exGLD. I wouldn't full comp unless i had done some serious work, and then I'd look at going with shannons.


    i like volkswagens
    My blog: http://garagefiftythree.blogspot.com.au/

  2. #32
    Join Date
    Aug 2009
    Location
    Victoria
    Posts
    1,788
    Thread Starter
    Full comp would be a waste of money in my eyes. Especially for $1000 worth of German... car.
    I dealt with AAMI as third party's insurer. I basically had the choice between writing off my car for $5k or so, or having it repaired depending on the panel shop I went to, without it costing me a single cent.

  3. #33
    Join Date
    Mar 2007
    Location
    Canberra
    Posts
    326
    Users Country Flag
    I go with Shannons, agreed value (that gets increased every time I spend a little more on mods for the manky little Mk1 ).

    I can't justify the potential loss on my daily drive with no immediate replacement. I don't have the cash flow to fork out a couple of grand for a replacement car.

    Haven't had to make a claim with Shannons, but I have only heard good things so far.
    2010 Tiguan 125TSI
    2004 Polo Match
    1976 White MkI Golf

  4. #34
    Join Date
    Aug 2009
    Location
    Victoria
    Posts
    1,788
    Thread Starter
    I will try them, but I'm 95% sure they won't insure me.
    Meh, I have three cars and I live a 2 minute drive from my work. Won't have to/but could do without!

  5. #35
    Join Date
    Nov 2006
    Location
    Canberra, Australia
    Posts
    1,565
    Shannons. Can't remember the premium, but I think its under $500. Agreed value.


    MY10 S3 3dr

  6. #36
    Join Date
    Apr 2006
    Location
    Melbourne, Victoria
    Posts
    402
    Im insured with Elders, which is for national party voting country folk. Comprehensive insurance is $260 pa. I have no idea what the excess is or what they would agree that its worth, however recently a massive cwocksnap in a hilux drove over the front guard and bumper of our $50 Mk1. The insurance paid out $1400 without writing the car off!
    Beige 79 Mk1 GLD White 76 Mk1 LS 3 door
    White 68 Alfa 1750 Berlina Champagne 91 Alfa 75
    Red 09 9N3 Polo TDI White 2010 Skoda Octavia Combi TDI

  7. #37
    Join Date
    Aug 2009
    Location
    Victoria
    Posts
    1,788
    Thread Starter

    Bloody hell, sounds like they looked after you ignorantly! Thats excellent.

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