Polo GTI Insurance

[ill0gitech]

You realise that the underwriters behind Coles Insurance was sold to IAG in early 2014? IAG also underwrite NRMA.

As far as I know, WFI are still being run through separate contact centres to the NRMA Insurance brand. Coles Insurance effectively becomes IAG's budget brand, replacing their less-than-memorable online-only offshoot (circa 2010)

[Yagadan]

RCA for me.
~$600/annum

50k agreed value for car. (Car bought new for 48k recently)

25yom. Parked in driveway in a good neighborhood. Nil previous claims or licence tarnishes.

[Sydneykid]

Shannons is my insurer, $3100 per annum, $600 excess, repairer of my choice, for 6 cars and 1 car trailer, BMW M3, VW Golf Mk6, Nissan Stagea, Evo 7, Skyline R32GTST (race car) and a VW Polo GTi. Their service is excellent and they don't mind modifications, just as long as you tell them.


Cheers
Gary

[Pazza]

Working in the insurance industry myself i'd say buy the insurance that won't give you a headache when you need to claim. Sure you can get cheap insurance at what cost to you.

Main things to consider;
* No-Claim bonus protection (preferably lifetime)
* What excess are you going to pay
* agreed value or market value
* Choice of repairer
* Cover for mods
* what options you want. E.g: Windscreen protection, rental car for accidents, roadside assistance (VW dealer should supply that automatically)
* standard inclusions. E.g: accommodation, towing, taxi, extra drivers, re-keying of locks, etc

I pay $635 a year, agreed value @ $31k, $350 excess, lifetime rating 1 NCB protection, windscreen cover, my choice of repairer. I'm 30 and in Adelaide. I use a broker as my company wants $980 even with a staff discount.