You people do know that they're not actually going to cutting the "roof" off, its just the skin! A piece of metal that's tacked onto the frame. The frame itself is untouched.
Its not an uncommon fix for many cars. If its done by a proper panel beater, you will have no problems and the cars structural rigidity is not affected. Nothing to be alarmed about. Better that then bog.
For some reason people have a silly construct that if you touch the cars panel that somehow its then suddenly its no longer any good and next to driving a cardboard box. Unless you buy a new car, you could have bought a repaired one from the hailstorms and you'd be none the wiser. If no one told you, you'd happily enjoy the car. So why would you care?
Paintless dent repair is an option for lightly damaged panels, but more often than not in hail damage, the actual skin gets stretched because of the sheer amount of dents and therefore its best to be replaced.
As far as getting the car to be written off, it really is the insurers discretion. Sometimes you can talk to the panel beater to give a quote that will ensure the car will likely be written off due to the cost.
But they do demand high quality work that returns the car to its prior condition or better. Its why insurance work is so expensive.
Buyers don't need to know everything - doesn't affect the cars safety and how it drivers so why tell them?
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