My 20 cents;
Take pictures that show the physical damage to the transaxle that was caused in the accident
Go to VW Rockdale and talk face to face with the person who originally told you that the gearbox issue was caused by the accident
Get his views/reasons in writing
Take the above information to whoever at VW sent the report to the NRMA (you have the right to know) and ask for the details of their contrary opinion
Take all of the above to VW Customer Service and ask for them to intervene on you behalf with the NRMA
If all of the above fails to convince the NRMA, then talk to Consumer Affairs, they will advocate on you behalf (don't do this until you have all of the above in writing, emails are OK).
Report back here on your progress
Cheers
Gary
Golf Mk7.5 R, Volvo S60 Polestar, Skyline R32GTST
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