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Thread: Insurance Quotes FIY

  1. #1
    Join Date
    Jun 2008
    Location
    Ringwood, Victoria
    Posts
    4,140

    Insurance Quotes FIY

    Hi all,

    been doing some research in regards to insuring the GTI and though I'd share my info here, maybe others can share too:

    Based on 26yr old Industrial Designer, living in a low risk suburb, stored in an off-street carport:

    RACV $980 full comp
    AAMI $Sorry, we cannot insure that vehicle currently
    Just car $1200
    Youi (I love this one) $3025
    Bingle $ 883
    CGU $1145
    Real Insurance $1100
    budget direct $We cannot insure you due to the car not having any underwriting
    Allianz $ We cannot insure you because the vehicle is not locked in a garage at night
    Suncorp $1500

    Stage 2+ Intercooler Carbon Intake Downpipe Swaybar DV+ Remsa.

  2. #2
    Join Date
    Oct 2007
    Location
    Sydney
    Posts
    2,207
    Have you tried Shannons?

  3. #3
    Join Date
    Jan 2011
    Location
    Melbourne
    Posts
    125
    Users Country Flag
    I used "The Buzz"
    $960 / annum

    33 yr old, low risk suburb, garaged at night
    2010 Polo GTI - 5dr Flash Red
    Completed upgrades: RNS 510 install, Retrofit MDI, Bluetooth
    Planned upgrades: Amp, 3 way speaker install
    Planned mods: APR tune, Brembo brake upgrade

  4. #4
    Join Date
    Jun 2008
    Location
    Ringwood, Victoria
    Posts
    4,140
    Thread Starter
    The Buzz for me:
    $994
    AAMI revised quote: $ 715 online
    Shannons$ Sorry, but you have not been deemed a motoring enthusiast! WTF!!!!!!!!!

    Stage 2+ Intercooler Carbon Intake Downpipe Swaybar DV+ Remsa.

  5. #5
    Join Date
    Nov 2010
    Location
    Perth
    Posts
    259
    Users Country Flag
    Quote Originally Posted by gavs View Post
    Shannons$ Sorry, but you have not been deemed a motoring enthusiast! WTF!!!!!!!!!
    LOL, same.

    I'm with RAC @ $79/month, incl. car rental which is almost $10 a month, 27yr male, no previous accidents or fines (for the WIN), low risk area, off-street car port
    POLO 77TSI DSG 5D - MY11 - REFLEX SILVER - COMFORT PACK
    Engine - K&N Air Filter (e-2997)
    AV - Rockford Fosgate T1652-S , T1652 and P3L-S12 Sub. Alpine MRP-F600 and Alpine MRP-M500, Dynamat
    Planned - lots, but the "financial manager" says NO

  6. #6
    Join Date
    Oct 2010
    Location
    Essendon, Victoria
    Posts
    869
    Users Country Flag
    Quote Originally Posted by gavs View Post
    The Buzz for me:
    $994
    AAMI revised quote: $ 715 online
    Shannons$ Sorry, but you have not been deemed a motoring enthusiast! WTF!!!!!!!!!
    Well, you were a Volkswagen enthusiast until you changed to a Volkswagen fanatic. That's why they have a policy to not insure fanatics who border on lunies
    2011 POLO GTI 3dr, Candy White, Audio-Comfort-Xenon Packs
    MODS: H&R Sport Springs - Bilstein B12s - Whiteline Sway Bar - Milltek Cat Back Exhaust - Sparco Assetto Gara Wheels

  7. #7
    Join Date
    Jun 2008
    Location
    Ringwood, Victoria
    Posts
    4,140
    Thread Starter
    Have found out the reason behind Shannon's and why they are so expensive too. You need to have a minimum amount of aftermarket modifications, which increase your premium too!

    Stage 2+ Intercooler Carbon Intake Downpipe Swaybar DV+ Remsa.

  8. #8
    Join Date
    Apr 2011
    Location
    Newcastle, NSW
    Posts
    33
    Users Country Flag
    Quote Originally Posted by gavs View Post
    Have found out the reason behind Shannon's and why they are so expensive too. You need to have a minimum amount of aftermarket modifications, which increase your premium too!
    This is strange as I got a quote from Shannon's and they deemed me a motoring enthusiast based on the type of car I have (*edit* will be getting ) and the fact I have an account on a motoring enthusiast website! - I can assure you I am less of one than you are gavs

  9. #9
    Join Date
    Apr 2011
    Location
    Sunshine Coast, QLD
    Posts
    496
    Users Country Flag
    I'm insured, since Saturday, with NRMA Qld. With an excess of $600, my quote is for $430 - add $64 for windscreen insurance. Granted, I'm pushing 40, and live in QLD, but it's actually cheaper than the insurance I pay with them for my 2007 Mazda2!

    I insisted with the guy on the phone that there must be some mistake, but he assured me there wasn't.

    After reading all of the above, I just double checked on the website, and it is correct. (BTW, on the website, I did not get the quote with a Multiple Insurance discount)

    Maybe there is (finally!) some advantage to living in QLD?

    Wouldn't hurt to check with NRMA...

  10. #10
    Join Date
    Mar 2011
    Location
    Brisbane
    Posts
    48
    Users Country Flag

    RoknRob I am a Queenslander also...I don't have my car yet but I got a quote through NRMA for about $640. The difference between you and me is that I am only 21! Definitely sounds like there is an advantage to living in QLD. Apart from the awesome weather, beaches, women...

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