If more younger people are buying the Polo, then in general there will probably be more accidents. A lot of the people I see driving Golf GTI's look like middle-aged public servants (with all due respect to anyone in that category), so presumably they are driven more soberly in general.
As an aside, when I first insured the Fabia the insurance company quoted me a figure so low (comparable to a Ford Focus of lesser value) that I checked they hadn't confused it with the non-RS version. They confirmed that it was the right figure, but that they often start newer model or unknown cars at the bottom until they get some statistics.
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