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Thread: Window Tinting Voids Insurance!

  1. #21
    Join Date
    Jul 2007
    Location
    Auckland, NZ
    Posts
    595

    Quote Originally Posted by REDMKVGTI View Post

    35% is plenty dark enough at any rate, unless your some wanna be bad ass gangster of course....


    Or you still live at home, and need some space at night (or during the day which ever pleases you).....
    06 Polo GTI - REVO Stage 2 = 140kw @ wheels.
    06 Golf GTI - Bluefin Stage 1 blacked out with ED30 theme, leather, xenon, etc.

  2. #22
    Join Date
    Dec 2006
    Location
    Gold Coast
    Posts
    694
    Quote Originally Posted by rodrocco View Post
    Ask the tint company if they have had any problems with other cars an that tint?. They wouldn't sell you anything illegal now would they? Or go and ask a policeman. If they find it too dark then they would be putting a defect sticker on the car in which case the tint company would be oblidged to change it.
    Course they are going to sell you illegal stuff. Its a business.

    If you ask for it. They will give you it. They don't have to tell you its illegal. They do however have to tell you that its illegal if they suggest it.

  3. #23
    Join Date
    Jun 2007
    Location
    Brunswick, Victoria
    Posts
    135
    In regards to those questions on how 5% is. Its looks hot because its so dark but at night it is ridiculously dark but ive gotton used to it.

    At night if I need to use my side mirrors I have to put down the window to see the mirror. But I cope.
    Current - MY12 MK6 GTI, CW, Detriots, dark tint, APR Stage 1, blacked out grille, LED tails, Euro plates, suspension "tweaked", VCDS tweaks
    "The Ex" Black MY08 POLO GTI - APR,Coilovers,5% tint,stubby antenna, rear sway bar

  4. #24
    Quote Originally Posted by insanekiwi View Post
    Or you still live at home, and need some space at night (or during the day which ever pleases you).....
    For me the tint on the windows is not the biggest issue with getting some "space" (presumably in the back), I hate being over 6 ft tall.... Besides, if you can;t fog up all the windows enough not to see in then your doing something wrong.
    I have my RED , 3DR MKV GTI with leather in manual and I love it!

  5. #25
    Quote Originally Posted by Koz View Post
    In regards to those questions on how 5% is. Its looks hot because its so dark but at night it is ridiculously dark but ive gotton used to it.

    At night if I need to use my side mirrors I have to put down the window to see the mirror. But I cope.
    Yeh, I was in a guys car a few years ago, he had hell dark tint, which was really cool, until it got dark, and rained. Winding the windows down so you can see out when it's pouring is not a lot of fun.
    I have my RED , 3DR MKV GTI with leather in manual and I love it!

  6. #26
    Join Date
    Feb 2008
    Location
    Sydney, NSW
    Posts
    128
    Quote Originally Posted by Timbo View Post
    If the insurance company can prove your car was in a defective state at the time of an accident, and you knowingly contributed to this or were aware of it, then you should not be surprised if they don't honour the policy and pay your claim. That's the takeaway from the fine print in the policy document
    Even if the car is defective, if the defect did not cause the incident, they cannot decline your claim. The defect must be material to the incident.

    Anything how is just a conspiracy theory. If someone runs into the back of you, or you fall asleep at the wheel and crash your car, your insurance company cannot decline your claim on the basis your tint was too dark.

    The fact that the tint was too dark much have actually contributed - i.e. at night time you were unable to see, etc.

    (I speak from having worked at many insurance companies over the years.)
    Last edited by THR; 24-02-2008 at 06:19 PM.

  7. #27
    Join Date
    Jan 2008
    Location
    Sydney
    Posts
    523
    Thread Starter
    Thanks for the input guys. I got the windows tinted at 20% and its great during the day. At night its a bit dark but im not complaining at all. I am happy I went with a 20% tint.

  8. #28
    Join Date
    Aug 2006
    Location
    Skye, Victoria
    Posts
    852
    Users Country Flag

    Like i've said before

    Quote Originally Posted by Stolen From another Forum
    RELEVANT LINK
    Quote Originally Posted by www.fido.asic.gov.au
    What caused the loss?
    Your insurer may say that you (or a third party) "were in breach of the policy" and this is the reason they are refusing to pay the claim. The law says an insurance company can only refuse your claim on this basis if your breach of the policy actually caused the loss.

    Here's an example of when this might happen :

    Your insurer refuses to pay your claim after a car accident because you were "over the limit". However, your car was hit from behind by another car while you were stopped at a set of lights. The accident would have happened whether or not you were drunk or sober. Because the accident was caused by the negligence of the other driver, your insurer cannot refuse to pay because you were over the limit.

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