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Thread: Polo Insurance...What do you pay??

  1. #1
    Join Date
    Feb 2008
    Location
    Sydney
    Posts
    2,756
    Users Country Flag

    Polo Insurance...What do you pay??

    I was just having a discussion about insurance with a mate, and was curious to know what people pay and who they go through.
    I am with TIO(NT Insurer), I am 26, with rating 1 for life, live in a decent suburb, and I pay $520 per year for full comprehensive.

  2. #2
    Join Date
    Jan 2008
    Location
    Brisbane
    Posts
    1,436
    AAMI
    Low risk suburb
    22yrs
    Rating 1

    $686/year with normal excesses.

  3. #3
    Join Date
    Apr 2007
    Location
    Alfred Cove, WA
    Posts
    670
    Quote Originally Posted by tosspot View Post
    AAMI
    Low risk suburb
    22yrs
    Rating 1

    $686/year with normal excesses.
    Wtf?? are you sure you didn't mean 32yrs old?

    I banged it through the aami quoter (yes they will actually insure me now) and it came out at $2707 for a 22yr old.

    22yr old
    Nil traffic offences, thefts etc
    Not modified (unfortunately)

    Anyway I have the Polo and the Golf insured with Shannons for $2300 all up. If I just have the Polo it is around $1890 *i think*.

  4. #4
    Join Date
    Jan 2008
    Location
    Brisbane
    Posts
    1,436
    22yrs. With AAMI.

  5. #5
    Join Date
    Jun 2007
    Location
    Brunswick, Victoria
    Posts
    135
    Im 23 years old with no traffic infringments or claims with a NCB of about 60% and pay $1050 a year with AAMI.
    Current - MY12 MK6 GTI, CW, Detriots, dark tint, APR Stage 1, blacked out grille, LED tails, Euro plates, suspension "tweaked", VCDS tweaks
    "The Ex" Black MY08 POLO GTI - APR,Coilovers,5% tint,stubby antenna, rear sway bar

  6. #6
    Join Date
    Feb 2008
    Location
    Sydney
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    2,756
    Users Country Flag Thread Starter
    Jesus...You guys are paying through the bum...I have a less than glowing infringement list(very less than glowing), and only pay $48 a year more than the Barina SRi that I traded up from. I even get one free windscreen and one free windscreen repair a year.

  7. #7
    Join Date
    Jan 2008
    Location
    Brisbane
    Posts
    1,436
    I'd be hoping in 4 years I'm paying less than you. But you do live in NT, that would be a major factor.

  8. #8
    Join Date
    Oct 2007
    Location
    Brisbane, QLD
    Posts
    675
    Users Country Flag
    21y.o, no insurance history, turbocharged vehicle - $850 per year with AAMI

  9. #9
    Join Date
    Feb 2008
    Location
    Sydney
    Posts
    2,756
    Users Country Flag Thread Starter
    I was with RACV when I spent the last four and a half years posted in Victoria, and I thought I was on a great wicket with them, but coming up here did drop my premium alot, and I was very surprised when they told me the yearly premium, plus I don't pay any extra for pay by the month. Based on that, I really didn't think that the fact it turbo'd made that much of a difference, but obviously I was wrong.
    I have found that my driving history hasn't an effect on any insurance I have had(I have never lost my license for speeding or drink driving, but have lost enough points over the years to have lost my license 3 times ). Has anybody else found this?

  10. #10
    Join Date
    Jan 2008
    Location
    Sydney
    Posts
    523

    27 year old, lost my licence (by demerit points) and I live in high risk area. I pay $1,400 through ING.

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