Hey shhplit,
Both my Liberty's were insured by NRMA.
The '91 ran Kings Lows (-30mm) around KYB Excel-Gs and I installed STi V6 springs in the '93 (-25mm from stock) and no insurance issues whatsoever.
Although why anyone would want to lower their cars more than 30mm for anything other than looks is beyond me, as other components (especially drive shafts) begin to suffer when that kind of loading is put on them due to super low/stiff springs.
30mm is more than enough to gain both a cleaner look and a positive performance benefit.
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