insurance and mod

**s1831559** · 25-10-2007, 10:43 PM

alright guys,
how much u guys pay for insurance.
im 27yo, $580/yr i pay.
gonna ask them how much extra for APRed.

**The_Hawk** · 25-10-2007, 11:07 PM

Who is that with?

My '96 Golf VR6 sets me back about $1,200 for comprehensive and I'm 28.

I know locations matters, but THAT much when you consider GTi vs VR6 and new vs old... wierd.

**BlackVr6ix** · 26-10-2007, 08:33 AM

its becuase the vr6 is harder to find parts for

and looking at the risk numbers in our quoting system (im an insurance broker) its also due to the safety rating.

**The_Hawk** · 26-10-2007, 09:00 AM

Originally Posted by BlackVr6ix

its becuase the vr6 is harder to find parts for

and looking at the risk numbers in our quoting system (im an insurance broker) its also due to the safety rating.

Are saying that all VR6 drivers are lead footed hoons, hell bend on going out of this world the way we came in... naked and screaming. Because if you are... your probably right

Still the price difference is still quite amazing considering the relative cost of the cars. DOUBLE the price just seems a little excessive.

Even my Wifes 2.5L 4Cyl Auto Subaru Outback is round the $1,000 mark and that can't have a considered a bigger risk than a Polo GTi can it?

**BlackVr6ix** · 26-10-2007, 09:14 AM

for me to insure my girlfriend in her soon to be new car (07/08 focus tdi) it is nearly $200 cheaper than it is for me to insure my VR6

Insurance rating systems are not always logical. they are rated on several things. I have attached the ratings for me if i was to insure the focus and the golf. as you can see the vr6 is only JUST (1-2 rating points lower) than the focus so the price for me is about the same, the big difference being the focus is worth 28K and my vr6 only 9k.

**Timbo** · 26-10-2007, 09:51 AM

Originally Posted by s1831559

alright guys,
how much u guys pay for insurance.
im 27yo, $580/yr i pay.
gonna ask them how much extra for APRed.

I'd doubt it'll be much of a problem -- looks like you live in a good area, with a good insurance record -- if your current company doesn't cover, another will, and at not too much more, methinks

**Soundofav6** · 26-10-2007, 09:56 AM

Originally Posted by s1831559

alright guys,
how much u guys pay for insurance.
im 27yo, $580/yr i pay.
gonna ask them how much extra for APRed.

OMG.... Thats a huge difference to us vr6s
I pay $1300 and I am 23.

Whats ARPed ??

**s1831559** · 26-10-2007, 06:37 PM

Originally Posted by The_Hawk

Who is that with?

My '96 Golf VR6 sets me back about $1,200 for comprehensive and I'm 28.

I know locations matters, but THAT much when you consider GTi vs VR6 and new vs old... wierd.

im with RACQ, got good deal coz there r two other cars + a house, all under the same policy.

**The_Hawk** · 26-10-2007, 09:23 PM

In my case I have:

House Insurance
Home Contents Insurance
Heath
VR6 Full Comprehensive
Subaru Full Comprehensive
Subaru Green Slip

I didn't get the VR6 green slip since it was more than the Alliance one and didn't offer any extra discounts/benifits to the rest of my insurances (I checked alot, I even talked to the manager asking for extra discounts).

Seems Sydney sucks balls for insurance.