H&R Springs for Polo GTI

[JCM308]

As long as you don't lower it rediculously then you should be ok (unless the cops are doing a blitz). One of my previous cars was only as high as a cigarette lighter and the cops never hassled me (and they had plenty of reason to as it was a highly modified jap tuner car).

[firdausasri]

Just ordered mine together with K&N filter. Hoping to get it soon!

Still fancy about H&R ARBs though

[shhplit]

hey guys im with NRMA insurance and i asked them about their terms when it comes to lowering the vehicle. This is what i got:

I am able to confirm that lowered suspension is only acceptable for Motor Vehicle Insurance if all of the following apply:

• not been lowered by more than 30mm (approximately 1 and a quarter inches) from the original suspension height of the base model

• any part of the undercarriage of the vehicle has a minimum clearance of 100mm from the road surface

• any part of the undercarriage of the vehicle is not lower than the wheel rims of the vehicle

• the springs are fully captured (secured) in suspension mountings when the suspension components are at full extension (ie when the vehicle is jacked off the ground)

• the suspension bump-stop clearance has not been reduced by more than 1/3 of the original clearance

• the modification complies with your local State Registration Authority registration guidelines, and

• springs must be replaced, not cut or heated.


Does anyone here have H&R springs with NRMA? If not, if I were to get these springs, would I be covered?

I really want to get my gti lowered!!

Thanks for help guys!

[gareth_oau]

dont insurance companies just love to take the fun out of owning a car!!

[Spec83]

lol... I would too if I had billions of $$$ invested in $hitty drivers... Take the $hitty drivers out of the equation and insurance would become less difficult and cheaper for all

As with a lot of things in life, you can do whatever the hell you want provided you don't get caught...

Just imagine what it would be like if your car was lowered 35mm (thus voiding insurance) and you ran into the back of a Lambo or Aston... If you want to seriously lower your car then the mainstrem insurers are not for you and I would suggest checking out Just Cars etc... Be warned though that their premiums can sometimes be dearer and from what I have heard are a right pain in the ass to get a pay out from should an accident happen.

[VW GTI]

I'm with Just Car insurance.

My premium is $800.

23yrs old
rating 1
inner city suburb of brisbane
wheels, leather, chip + exhaust listed
standard excess
loss of license last year due to accumulation of demerit points listed

I'd say that's not too bad for choice of repairer.

[jasn78]

I'm with Just Car insurance.

My premium is $800.

23yrs old
rating 1
inner city suburb of brisbane
wheels, leather, chip + exhaust listed
standard excess
loss of license last year due to accumulation of demerit points listed

I'd say that's not too bad for choice of repairer.

Check your pds mate i was looking at Just Cars and it said while you may choose to put your own quote in it is Just Cars final decision

[VW GTI]

Check your pds mate i was looking at Just Cars and it said while you may choose to put your own quote in it is Just Cars final decision

This is true actually, but I'm not old enough to go for Shannon's and no-one else covers modifications...

Oh well, the repairer I'd choose is an AAMI (Just Car) recommended repairer anyway...

[gareth_oau]

I'm with RAC for my S3 with mods and with CGU for my GT-P with mods.

Note that CGU wouldnt insure me, so I went to a broker and CGU will insure me via the broker(?).

biggest difference is I have a perfect dribving record and I'm double your age, which insurers prefer.

But as a suggestion, try employing a broker for some quotes, doesnt cost you anything

[RhysQ]

I'm with RAC for my S3 with mods and with CGU for my GT-P with mods.

Note that CGU wouldnt insure me, so I went to a broker and CGU will insure me via the broker(?).

Funny you should say that. That's exactly what happened with me. I'm 23 with a not so perfect driving record and CGU said 'definitely not'. I then called Rivers Insurance brokers and I got insured through them.....with CGU!