Hmmm something doesnt sound right. I owned a Mk6 R from brand new for 4+ years that went from stock to stage 2+ and never saw oil temps above 100. My water temp gauge never went above the indicated 90 degrees either.
Best get your mechanic to have a look over everything.
As for the rattle, its probably the aftermarket downpipe rattling on a heatshield near the subframe mount - happened on mine too.
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