Which Insurance company are you with?

[MACCAA]

NRMA {Sydney} flatly refused to cover my S3 when i advised them it had a reflash.
Maximun no claim, no at fault claims[in over 40 years...]-still no dice.
That's why I switched from them to GIO.

[rs73]

GTI '09 build. AAMI, Rating 1 37yo male clean history $825 std excess ($500?) in high risk Melbourne west suburb

[Corey_R]

NRMA {Sydney} flatly refused to cover my S3 when i advised them it had a reflash.
Maximun no claim, no at fault claims[in over 40 years...]-still no dice.
That's why I switched from them to GIO.

That's strange. What year was this?
NRMA were fine with my ECU flash this year....

[ratedr]

As a warning to everyone... AAMI are downright cheap and nasty.

They took 12 months to repair my 2 year old Peugeot 308 XTE HDi. Insured for $50k, repair bill $50k +++.

Ruined a year of my life in terms of motoring and having a life. Absolute failure for the sole purpose of insurance. They are the most incompetent people I have ever dealt with.

Unlucky Your With AAMI Insurance should give you further guidance.

I have been advised by those in the repair industry that Allianz is the best in the business. None of this 2 quote scam that NRMA and AAMI use to significantly underquote your repairs...

I have used NRMA for repairs before and they were good. AAMI, not worth a cent.

[ratedr]

And it has to be noted, 'Andrew Miedecke Smash Repairs' in Port Macquarie, mid north coast NSW, avoid at all costs... Only horror stories coming out of there and I have contacted all manufacturers they claim to be 'preferred repairers' for. Completely false advertising and the most unscrupulous dealer/repairer I have ever dealt with. They represent everything that is wrong with the smash repair industry.

[rs73]

no problems with us when mrs 2 weeks old RAV4 was rear ended... they fixed it in about a week time. all's good.

I guess with any company you'll always have unhappy customers...

[Corey_R]

Yes, but as has been mentioned many times before, even the reputable REPAIRERS caution customers about AAMI! Many reputable repairers will simply refuse to deal with AAMI, or charge AAMI customers for quotes (to be reimbursed in the off chance AAMI actually lets them repair there).

As for the "two quote system" that many insurance companies ask for these days. Get both quotes yourself, and you'll have no problem. Just make sure you chose TWO well regarded repairers that you'll be happy with

[cbc118]

After working within the insurance industry, personally i think Suncorp/GIO (yes they are the same company) would have to be the best insurance at this present time. With their claims system, all that you need to do is take it to their MVAC (assessment centre). From their YOU get the choice of who and where you want the repair to be done. Either by someone you know and trust, or using one of their recommended repairers.

The costing of both these companies can be a little more than your AAMI's and NRMA's, but why spend $40k+ on a car and choose to skimp $50 on insurance? If you were that worried about the cost, then you should have bought a Hyundai Getz

[blanch0b]

The RAC over in WA the only way to go for me... has everything u could ever dream of - a bit more expensive than the others but thats because there not as petty and refuse claims for obscure reasons like all the other insurance companies.......

whats $50 to $100 on a $45k car when u have peace of mind that if anything ever happens there will be no issues whatsoever....

[AdamD]

Well, I just called Shannons for a quote. At my current agreed value (matching that of Allianz), they're an extra $485 p/a. And if I hypothetically were to add a Stage 1 APR tune, they'd be an extra $625 p/a. I just about fell off my chair.