Which Insurance company are you with?

**GTI2708** · 01-01-2010, 09:51 AM

quite like shannons purely for tge reason that they are quite lenient with modifications and cover track days. They have good customer service in my opinion and were competivley priced.

**fuzion** · 01-01-2010, 10:11 AM

my 2psi

JustCar/AAMI cover you for modifications to you're vehicle such as chip tuning, turbo upgrade, brake upgrade, body kit, exhaust, stereo etc.

NRMA will void your coverages if the assesor deems your car modified. The PDS will tell you what they cover regarding wheels etc but to be quite honest its very minimal. So from experience over the years i would keep clear of NRMA if you intend to heavily modify your car.

If you intend just suspension, tints, towbar, sunroof and alloys go for it.

For my with the mk4, the porsche brakes, coilovers, chip, turbo, r32 bumpers etc is all covered as NRMA will not touched a chip-tuned car regardless of what they say. Deal with them everyday and know a lot of the assesors so be careful!

Regarding car hire.

Car hire is for 2 weeks max, after the 2 weeks with Thrifty its $32.50-42.50 dependant on car you chose (from getz [ecmr class] to falcon say [fcar class]) and the $9.90 liability drop from $550 to $110 (based on choice of if you take this).

For Hertz its the same sort of deal but with both Thrifty & Hertz through NRMA[CGU] you have to leave a $400 bond. And to be honest guys most cars in any damages usually take over 2 weeks to repair regardless so you're better borrowing a car of someone.

It's a handy thing to have but after spending 4 years with Thrifty i can say it doesn't benefit people that much.

Shannons require you to park the vehicle in a garage at your personal residence which for some people in the city isn't feesible which is the only downfall with them.

I got quoted $1400 for a mk6 gti (with modifications) through Just Car (age;2

.

Choice of repairers regardless of what they say is up to the customer by law. ** However say you take it to a non approved repairer they will just not give you the lifetime guarantee they offer with they're own. Although if you know your repairer well such as my friends from Jade Auto Repair Centre they will look after you and make sure you're car is 100% regardless.

Shannons are probably the best to what they cover and who they will let you use to be quite honest, however they are Exxy..

Just spool for thought..

**Corey_R** · 01-01-2010, 03:07 PM

I've personally found Shannons to be just as good value as Aami.
However, AAMI and Justcar have refused to cover me and several of my friends with European cars for anywhere near the actual purchase price of the cars. Hell, when I tried to get a quote for a Mini Cooper S, the maximum they allowed was lower than the purchase of the base model without any options (not even metallic paint!). I'm not sure why you'd want to get insurance for only part of you car

**JonoB** · 22-01-2010, 11:11 AM

Need to take out insurance in Victoria.. any good quotes out there for a 118TSI DSG ?

**KWICKS** · 22-01-2010, 11:40 AM

These thread s are always silly - too many variable - post code, age, driving record, car, garage or not, etc, etc, etc, make comparisons almost meaningless.

**JonoB** · 22-01-2010, 11:43 AM

You are probably right.. but even with one driver such as myself, getting quotes from different people, I find huge differences between the quotes.

For my 118TSI I whipped up 3 quick quotes:

Bingle - $1073
Youi - $1046
AAMI - $586 !

(I'm rating 1, over 30, no criminal record

)

**pologti18t** · 22-01-2010, 12:46 PM

Originally Posted by JonoB

You are probably right.. but even with one driver such as myself, getting quotes from different people, I find huge differences between the quotes.

For my 118TSI I whipped up 3 quick quotes:

Bingle - $1073
Youi - $1046
AAMI - $586 !

(I'm rating 1, over 30, no criminal record

)

Haven't you answered your question then?