Which Insurance company are you with?

**sporran** · 07-04-2010, 06:03 PM

I'm with AAMI but am having a lot of trouble at the moment even though the liability for the accident lies with the other driver. The complicating factor in my case was that my trailer was also damaged in the accident, and is therefore part of the claim. AAMI will only cover me up to $750 (the trailer is worth $1300) and I will have to pay ($9

for it to be towed to an assessor. There is minor damage to the tow bar and rear of the car where the towbar is attached. I will be better off claiming through the other drivers insurance company (RACV) as they have said they will cover the cost of towing of the trailer for a reasonable distance to a repairer to be assessed, and will accept one quote for damage to my car if the repairer is RACV approved, or two quotes including one other and a RACV repairer. After this experience I will be changing the policies of our two VWs from AAMI.

**Corey_R** · 07-04-2010, 08:03 PM

Hey guys. Here is something else to consider.

AAMI, as well as having a really bad reputation from customers for their repairs, and even from the repairers industry for which repairers AAMI uses, but AAMI won't insure modified cars. This means ECU updates etc.

NRMA on the other hand, are fine with modified cars (this surprised me, but it's true). As long as the RTA etc would pass the car for inspection, then NRMA are happy with it. I assume this would be the case in VIC and in QLD too.

Just something to think about, for when you do your ECU trial and decide you must have it

**hcvo1** · 07-04-2010, 08:10 PM

Originally Posted by coreying

Hey guys. Here is something else to consider.

AAMI, as well as having a really bad reputation from customers for their repairs, and even from the repairers industry for which repairers AAMI uses, but AAMI won't insure modified cars. This means ECU updates etc.

NRMA on the other hand, are fine with modified cars (this surprised me, but it's true). As long as the RTA etc would pass the car for inspection, then NRMA are happy with it. I assume this would be the case in VIC and in QLD too.

Just something to think about, for when you do your ECU trial and decide you must have it

Thanks for the info Corey, I didn't know that about AAMI... might need to rethink my insurance company

**mattyf83** · 07-04-2010, 08:19 PM

Originally Posted by coreying

Hey guys. Here is something else to consider.

AAMI, as well as having a really bad reputation from customers for their repairs, and even from the repairers industry for which repairers AAMI uses, but AAMI won't insure modified cars. This means ECU updates etc.

NRMA on the other hand, are fine with modified cars (this surprised me, but it's true). As long as the RTA etc would pass the car for inspection, then NRMA are happy with it. I assume this would be the case in VIC and in QLD too.

Just something to think about, for when you do your ECU trial and decide you must have it

A quick quote on their website showed they have no issues with ECU upgrades

**kennyc** · 07-04-2010, 08:26 PM

I think i am leaning towards RACV, better then devil you know.
Might see if they can match the price, doubt it though!

**JohnA** · 07-04-2010, 08:30 PM

Originally Posted by coreying

Hey guys. Here is something else to consider.

AAMI, as well as having a really bad reputation from customers for their repairs, and even from the repairers industry for which repairers AAMI uses, but AAMI won't insure modified cars. This means ECU updates etc.

NRMA on the other hand, are fine with modified cars (this surprised me, but it's true). As long as the RTA etc would pass the car for inspection, then NRMA are happy with it. I assume this would be the case in VIC and in QLD too.

Just something to think about, for when you do your ECU trial and decide you must have it

they must have changed their terms then.
I had my modded WRX insured with them, with all mods listed and they were fine with them.
May pay to ask if considering them.
Maybe age comes into play here also?

**emuexport** · 07-04-2010, 10:05 PM

Having a look through the other threads is there a reason why people dont go with VW insurance (aka alliance)?

I got quoted $790 per year with $350 excess for a MY10 118 TSI (by VW Australia)

Seems like a good deal! Will have to shop around some more by the looks of it!

**Mk6 GTI** · 07-04-2010, 10:14 PM

Originally Posted by emuexport

Having a look through the other threads is there a reason why people dont go with VW insurance (aka alliance)?

I got quoted $790 per year with $350 excess for a MY10 118 TSI (by VW Australia)

Seems like a good deal! Will have to shop around some more by the looks of it!

where can i get a quote? Through the dealer?

So far the cheapest i have is NRMA at $600 excess and $1700 premium..
I have tried allianz, gio, ammi,nrma..

im 25.. so i guess thats a factor! But thats the cheapest ive got so far..

**Maverick** · 07-04-2010, 10:35 PM

Originally Posted by Mk6 GTI

where can i get a quote? Through the dealer?

So far the cheapest i have is NRMA at $600 excess and $1700 premium..
I have tried allianz, gio, ammi,nrma..

im 25.. so i guess thats a factor! But thats the cheapest ive got so far..

If you buy on price you deserve everything that occurs when you make a claim. You clearly didn't buy your car on price so why buy your insurance on price?