Which Insurance company are you with?

**Brian** · 22-01-2010, 04:25 PM

Originally Posted by mattyf83

Go with AAMI, seems awfully cheap though

Dont know if Qld is cheaper, but just insured my new TSI with RACQ for $312. No not a misprint. I didn't bother getting any other quotes as I was paying nearly $800 on my old SS Commodore.
Factors to include though are:Over 35, no claims for 15 years, multiple policy discount, Silver member of the RACQ auto club, always garaged, quiet neighbourhood etc etc.

Dont know if RACQ cover Vic vehicles but maybe RACV is similar? Worth a phone call.

**kennyc** · 07-04-2010, 02:02 PM

Hi guys, not sure where to put this thread so i am creating it here.

I have been looking at a few different companies for insurance and not sure who to go with, just wanted to get some ideas off you guys.

I am currently 3rd party with RACV and have been with them for about 8 years so i will be rating one when i get my GTI on Full Comp.
RACV have quoted me around $1300 for complete care with a $550 excess.
AAMI have quoted me $897 with $550 excess. But i am not sure about how good AAMI are or the extent of the policy (they are gonna mail it to me so i can read over it).

I don't really want to leave RACV but $500 a year is a big difference.

Anyone with AAMI, are they good?

**nicandlance** · 07-04-2010, 02:12 PM

I have been with AAMI for years and they have been fantastic with my recent troubles. Having said that, I haven't had any repairs done - I've heard pretty bad reports about their repairers.
My 4 week old Golf was written off and I found all the staff to be extremely helpful, polite and sympathetic to what I had happen.
They paid me out in full in under a week and the whole process was very smooth.

I am thinking of insuring with Allianz though when my new Golf arrives - they have a 'choose your own repairer' policy and use genuine parts.

**mattyf83** · 07-04-2010, 02:37 PM

I got through work fleet policy, QBE for 750 per year.

Best to look for a preferred repairer policy, and might want to add in windscreen & hire car depending on situation.

If you are happy with RACV it may be worth continuing

Another policy condition that may be worth investigating: My policy states that if car is stolen/written off in the first 24 months, it will be replaced with a new vehicle. Normally they would just pay market value, which isnt going to get you a new car.

**nicandlance** · 07-04-2010, 02:45 PM

With AAMI I got back what I paid for my tsi. I went straight back to the dealer I got it from 4 weeks prior and actually got a better deal... metallic paint and mdi. Didn't need to fork out an extra cent. Very happy...just got a week to wait!

**markwid** · 07-04-2010, 03:01 PM

I am using Allianz. I find their price competitive. Then again, at my age, with rating 1, it ought to be. Do note that your suburb makes a difference to the price.

**Christopher** · 07-04-2010, 03:08 PM

I'll be going with RACV - Comprehensive Cover. Their quote was for $1200 with a $1100 excess. AAMI was offering a similar price, but I'll be going with RACV. Given my age (22) this is the best quote I've been getting..