Which Insurance company are you with?

[srl]

My GTI just ticked over 12 months and with it came the Allianz renewal for just over $1250! I have not made an insurance claim on a car since 1998, live in a fairly safe suburb in Sydney's north and am in mid-40s. So the cost seemed a bit high. I did some quick shopping and ended up with AAMI. A trick I discovered is that online didn't allow me to nominate all the options (Detroit, ACC, BiXenon), but I got them added once I had a cover note number and called them up. Cost me $720, although I did decide to take on a $2k excess, given that I don't make that many claims. On a lower excess, premium was about $900. On the money I saved, I can claim every four years and still be in front. And, I checked: policy coverage is identical. Anyone else had some high priced insurance renewals come through recently? I wonder if they just assume you'll pay it?

[Corey_R]

Well... given you took a $2k excess, the policy already isn't identical. Also, no details about hire car (and under what conditions), windscreen, etc. Also, you then have to deal with repairers that want to deal with AAMI...

Anyway. Why not go for YOUI ?

[backdoc]

I did alot of online quotes for my GTI. Currently my Skoda is with AAMI and for $1000 excess it is only $600 with windscreen protection. So naturally I rang them to compare the GTI and that was $1200 with $1000 excess! I called RACV and for the exact same cover, with windscreen and $1000 excess it was $680! I am 33 and Rating 1 for life. Couldn't believe the price difference though. My finance company sent me a quaote automatically and that was $2200!

[aVex]

I'm with RACV.

Residing in dodgy Kensington, Victoria.

29 Years, Rating 1, Golf GTI MK6 Manual 5 Door, Agreed Value $49K

Approx $1080/year $700 Excess

[markwid]

With NRMA - $820 premium on agreed value.

[Finance_Analyst]

i am with Suncorp and live in inner city brisvegas, lug. only 523 bucks with 2 yr new for old. allianz was even cheaper at 468 but paid extra as ive been told suncorp is better

[easeup]

RAC. $1650 annual comprehensive with $850 excess. Includes windscreen and hire car (in case of theft only). Ouch! But then, i am 20 with only a 30% no claim bonus.

[langers_sydney]

Phoned around, went with NRMA due to the 'modifications' don't matter clause, reputation, availability for dealing with them on phone if anything happens and the agreed value was good. Oh and they were cheapest $940.

LS

[JPanDAX]

Gio $1200 with named drivers and $600 basic excess.

Based on 55k value replacement.

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[Ozram]

There was something on one of the current affairs shows last night about Coles now doing car & home insurance. I typed in my details on the website and found it saved me around $350. I will be looking into it further to see if its the real deal, although Paul Clitheroe reckoned it was comparable with all the other companies. I did one for my son's vehicle and that came out way over what he is currently paying so the savings may be only for drivers over 25. Might be worth checking out.