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Thread: Which Insurance company are you with?

  1. #231
    Join Date
    Dec 2010
    Location
    Hobart, TAS
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    35
    Users Country Flag

    Quote Originally Posted by m3103 View Post
    Out of pure interest. Has anyone tried using iselect to find the best deal for them?
    iSelect came back to me with two options... both over $1700!

  2. #232
    Join Date
    Jun 2010
    Location
    Sydney, NSW
    Posts
    442
    Users Country Flag
    Quote Originally Posted by MurphyTheElf View Post
    I was initially with Allianz (VW Insurance) and was able to negotiate cover for my girlfriend, despite her being under 30. Nobody else under 30 was allowed to drive the car. It seems they have very strict and antiquated policies, including no modifications. Also, their new for old policy isn't worth a damn because they refuse to negotiate on agreed value.
    My wife is under 30 and I had no problem getting her as a listed driver on the policy. Did cost me about $100 extra though from memory. They only wanted to know if she had a clean driving record, other than that, no issues. NRMA FTW!

  3. #233
    Join Date
    Feb 2011
    Location
    West Beach, SA
    Posts
    19
    Users Country Flag
    I have used a number if insurers over the years, but have found that everyting depends on your own curcumstances. My main consideration is repair issues and how well things are handled over the phone. After much trial and error I have found that without a doubt the best insurer for me was QBE - fast attention, minimal delay on claims and competitive rates with excess options to suit and even monthly payment options with minor cost impact

    An easy on line quote is available through most websites

    I will never use Allianz again, Have had friends that have had issues with claim delays through AAMI

  4. #234
    Join Date
    Feb 2011
    Location
    Sunshine Coast, Qld
    Posts
    102
    Users Country Flag
    Hi All,

    I'm with AAMI, I have a rating 1 though and on a gti its under $1000

  5. #235
    vim16v Guest
    My 2c..

    Believe it or not, NRMA was the best for the R (post multipolicy discounts) I opted and insured for purchase price totaling $900 odd.
    Full NCB.

  6. #236
    Join Date
    Jun 2010
    Location
    Newcastle, NSW
    Posts
    987
    Quote Originally Posted by vim16v View Post
    My 2c..

    Believe it or not, NRMA was the best for the R (post multipolicy discounts) I opted and insured for purchase price totaling $900 odd.
    Full NCB.
    NRMA was by far the best for me on a single policy as well. Less than half the price of Shannons, close to a grand cheaper than AAMI (who I wouldn't touch anyway)
    Audi S3. Sold
    Golf R. Sold
    Citroen DS3 Dsport. Sold
    2016 Skoda Octavia RS Wagon.

  7. #237
    Join Date
    Jun 2010
    Location
    Sydney, NSW
    Posts
    442
    Users Country Flag
    Just make sure on the NRMA policy you adjust the agreed value to what your car RRP's for. The default is high 40s, whereas onroad RRP for mine is upwards of 75k. Write it off in the first 2 years and you'll either be getting the complete base model or a cheque for <50k if you haven't adjusted it upwards.
    Last edited by Pepe; 01-03-2011 at 06:56 PM. Reason: Ugh, spelling

  8. #238
    Join Date
    Jun 2010
    Location
    Newcastle, NSW
    Posts
    987
    Quote Originally Posted by Pepe View Post
    Just make sure on the NRMA policy you adjust the agreed value to what your car RRP's for. The default is high 40s, whereas onroad RRP for mine is upwards of 75k. Write it off in the first 2 years and you'll either be getting the complete base model or a check for <50k if you haven't adjusted it upwards.
    Joys of buying a car with not many extras. Only had to nudge it a little bit upwards.
    Audi S3. Sold
    Golf R. Sold
    Citroen DS3 Dsport. Sold
    2016 Skoda Octavia RS Wagon.

  9. #239
    Join Date
    Feb 2011
    Location
    Sunshine Coast, Qld
    Posts
    102
    Users Country Flag
    Quote Originally Posted by Pepe View Post
    Just make sure on the NRMA policy you adjust the agreed value to what your car RRP's for. The default is high 40s, whereas onroad RRP for mine is upwards of 75k. Write it off in the first 2 years and you'll either be getting the complete base model or a check for <50k if you haven't adjusted it upwards.
    I had the same issue at first with AAMI, however because I've got a rating 1 with them I told that their price didn't not included all the on road costs with buying a new car. full comp price then went down....

  10. #240
    Join Date
    Jan 2007
    Location
    brisbane QLD
    Posts
    496

    hello all, I have just had my share of insurnace ring-around yesterday. I'm picking up my new car today and prices are all over the shop
    Started with internet quotes:
    AAMI - 990
    NRMA - 460
    RACQ - 530

    I am 25, suburb is Greenslopes (Brisbane). I need under 25 coverage for my younger brothers.

    I rang RACQ to see if they can adjust the agreed value to $43k from 39k, but when I rang the lady said she can't do anything about internet quote. She quoted me on the phone $960

    I said the difference is huge and I told her NRMA quoted me $460. We started looking into finer detail and I got the tone from her that she thought I didn't know what I was doing. At the end I said "do you want to see my quote?" she said "nah I don't need to see it" and price matched with NRMA.

    I wonder how many people just pay what they are told to pay? By spending a few min I potentially saved myself $500

    note: this isn't a GTI but a Caddy Maxi Life
    Main Dub:
    2010 Crafter Hanover Bus
    1956 Type 1
    2015 vRS wagon black on black

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