Which Insurance company are you with?

[nicandlance]

p.s - Hoping to get a call today regarding mine.... hoping to get it before the weekend! Good luck and congratulations on yours!
What colour and specs are yours?

[Corey_R]

Hey Nic - Congrats on your new car! I am picking mine up this Friday! Counting down.. hehe.. Something you might wanna check with AAMI. You can rollover your old policy to the new car given that your car was less than 2 years old and was written off. That is something that I will be doing as my car was a write off too - can save a bit of cash there.. Then after that year - you can go to Alliance for more savings! haha.. Not sure how much I will have to top up though. Will give them a buzz to find out.

I can't do that because AAMI made me pay out what was remaining on the policy (a whole year!!), first before they paid us out for Golf. The policy was then closed. Bit of a rip off I think. I would have thought I could just keep paying to keep the policy open, and then transfer it to the new car - but no

Hey vw19, which companies allow you to 'roll over the insurance' on a written off car? NRMA, AAMI, and Shannons all do not do this. What nic has described is correct, and is written in the PDS of every insurance policy I've ever read. As soon as the car is written off, and paided out, the policy ends and no refund is provided.

If there are companies that do roll over the insurance on a written off car, that would be a possible benefit in those policies.

[vw19]

Coreying - You are right! Rang up AAMI today and they admitted that they told me the wrong info! They apologized and said that they will have a word with the guy who misinformed me. Oh well, looks like i have to fork out $746 - wonder if this price is good... He did say that my rating 1 for life will be carried forward.

Nic - My golf is a 90 TSI DSG - Automatic with comfort pack! Drove it off the dealer a few hours ago.. and Im absolutely lovin' it! My first Golf experience - Smooth, Speed, Sleek.......Sexy!

[alebonau]

NLC here, have found them very competitive so far. and superb in service

[vw19]

Juz checked out NLC's website - they seem to be more specialized in novated leases and car financing.. Will give them a call for a quote. Thanks for the tip alebonau!

[alebonau]

Juz checked out NLC's website - they seem to be more specialized in novated leases and car financing.. Will give them a call for a quote. Thanks for the tip alebonau!

yeah I only found them as company I work for lease through them, when I bought my last car out of lease couple of years ago I continued to get insurance through them. Have rung around each year to make sure about their pricing to check and has always been competitive. with the new golf went straight to them after a bit of checking around as well

[Corey_R]

Coreying - You are right! Rang up AAMI today and they admitted that they told me the wrong info! They apologized and said that they will have a word with the guy who misinformed me.

No worries mate. I was actually looking at various policies today and I actually found that GIO will continue the coverage "if they chose to" when your car has been replaced new for old. HOWEVER, the same stipulation applies, that the replacement car must be available in the country. So even if Nic was with GIO, as a car was not available, she would have been paid out and the policy terminated. Oh well It could be useful for those buying Japanese cars though

[kennyc]

Well i have gone with RACV, got the complete care and paying monthly as it does not cost anymore.
Happy with them.

[jonjon]

Beleive it or not, out of NRMA GIO AMMI QBE and ALLIANZ.. the best deal i got was from NRMA! I am 25 and it is a GTI mind you! hehe

how much were each of these companies quoting you for premium and excess?

[sharkablue]

Well i have gone with RACV, got the complete care and paying monthly as it does not cost anymore.
Happy with them.

What is the difference between Complete Care and Comprehensive insurance?

What are peoples thoughts on HBA Comprehensive Car insurance?