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Thread: Golf Mk6 Insurance

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  1. #1
    Join Date
    Dec 2009
    Location
    Melbourne, Victoria
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    242
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    @Timmy - but the insurance company sees is the way Corey explained it. They see it that those from West Footscray, Frankston will go to suburbs like Brighton and Toorak to steal things as they have nicer things. I.e, thieves won't go to frankston to steal. Well when my mates moved from frankston to Brighton beach and their insurance premium went up, that was th explaination given. Location plays a big part of insurance premiums.
    Golf Mk6 GTI | Deep Black Pearl | 6MT | 5dr | 18" Detroits |

    Mods Ordered: RTR ECU Remap | 3" Milltek TBE | VW Racing Intake | Revo Intake Pipe |
    Accessories: Gloss Black rear VW badge | OSIR Foot Rest | P3 Gauge | GTI Scuff Plates | Yellow LAMIN-X fog light tint | PIAA Yellow Fog Light Globes |

  2. #2
    Join Date
    Feb 2010
    Location
    Melbourne, Victoria
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    48
    Quote Originally Posted by Christopher View Post
    @Timmy - but the insurance company sees is the way Corey explained it. They see it that those from West Footscray, Frankston will go to suburbs like Brighton and Toorak to steal things as they have nicer things. I.e, thieves won't go to frankston to steal. Well when my mates moved from frankston to Brighton beach and their insurance premium went up, that was th explaination given. Location plays a big part of insurance premiums.
    The highest crime rates are recorded for Frankston and Footscray (and similar suburbs). This particular to cars. I also recall RACV posting results of the suburbs with the highest vehicle theft/break ins/etc. Footscary, St Albans, Frankston and similar were all in the top list.

    So you are basicaly saying if person A had a car exactly identical to person B and Person A lived in Footscray and B lived in Brighton, A would have a cheaper policy. Youve got to be joking?

  3. #3
    Join Date
    Jan 2008
    Location
    Brisbane
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    3,553
    Quote Originally Posted by Timmy10 View Post
    The highest crime rates are recorded for Frankston and Footscray (and similar suburbs). This particular to cars. I also recall RACV posting results of the suburbs with the highest vehicle theft/break ins/etc. Footscary, St Albans, Frankston and similar were all in the top list.

    So you are basicaly saying if person A had a car exactly identical to person B and Person A lived in Footscray and B lived in Brighton, A would have a cheaper policy. Youve got to be joking?
    What is the average value of a car claim in Footscray versus Brighton?

    Are there more claims in Footscray or Brighton?

    How many people (%) insure their car in Footscray versus Brighton?

    What is the average insured amount in Footscray versus Brighton?

    Criminals like Dogs don't s8!t where they sleep.

  4. #4
    Join Date
    Feb 2009
    Location
    Brisbane
    Posts
    2,618
    just wondering if the current NRMA advertising that states "15% off for cars less than x old" applies to existing customers? May have to call and see.

  5. #5
    Join Date
    Feb 2010
    Location
    Elanora, QLD
    Posts
    5
    Quote Originally Posted by G-rig View Post
    just wondering if the current NRMA advertising that states "15% off for cars less than x old" applies to existing customers? May have to call and see.
    not to sure i think i might of got that discount that why mine is so low

    my suburb is a pretty quiet one although its just beside a ghetto

    if i put in plam beach(ghetto) instead of elanora its goes up by $100

  6. #6
    Join Date
    Mar 2010
    Location
    Dulwich Hill, NSW
    Posts
    14
    lads, check out www.hba.com.au comprehensive insurance. they were the cheapest of the majors (excluding budget direct/pay as you drive) whilst having
    - 3 yrs new for old
    - choice of repairer
    - free windscreen repairs
    - max $500 excess only

    these guys were $300-500 cheaper than GIO, nrma, suncorp, aami, just car, shannons etc

  7. #7
    I just bought mine, because i'm under 25 - although fully licenced with no accidents, etc. Cheapest i could get was $1375 from GIO with $1000 excess and windscreen cover. NRMA was 2200, AAMI 3000 :O. and half the places i called wouldn't touch me with a 10ft pole because of the age and turbo/supercharger. hope you get a better deal than me despite the P's! Youi's quote wasn't too bad, but couldn't beat GIO

  8. #8
    Join Date
    Feb 2009
    Location
    Brisbane
    Posts
    2,618
    Quote Originally Posted by 24ROO View Post
    not to sure i think i might of got that discount that why mine is so low

    my suburb is a pretty quiet one although its just beside a ghetto

    if i put in plam beach(ghetto) instead of elanora its goes up by $100
    LOL @ ghetto .

    Miami, surfers other areas would be worse i reckon.

  9. #9
    Join Date
    Feb 2010
    Location
    Melbourne
    Posts
    14
    i just did an online quote with AAMI,

    aged 22, full license, and no accident.

    for mk6 gti

    quoted $793 (excess is 550 + 450 for under age of 25)

    i'm quite surprised that it's so cheap. i payed 3 times the amount on my last car xD

  10. #10
    Join Date
    Feb 2010
    Location
    Melbourne, Victoria
    Posts
    48
    Quote Originally Posted by Maverick View Post
    What is the average value of a car claim in Footscray versus Brighton?

    Are there more claims in Footscray or Brighton?

    How many people (%) insure their car in Footscray versus Brighton?

    What is the average insured amount in Footscray versus Brighton?

    Criminals like Dogs don't s8!t where they sleep.
    So you are telling me that if Person A and B own a Golf GTI. Since A lives in Brighton he will pay more than B who lives in Footscray?

    That assumption is based on the fact that the likelyhood that yes more people insure in brighton for a greater amount.

    Doesnt make sense to me

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