Golf Mk6 Insurance

**DracZ** · 26-02-2010, 04:24 PM

Originally Posted by roy

does RACV limit your repairer if something happen...e.g. only a couple of repairers can be chosen which might be very inconvenient...

AFAIK (been doing the ring around myself lately), you can choose whichever repairer you like. This is not the case with most of the other companies however.

**Corey_R** · 26-02-2010, 04:53 PM

Yeah - if RACV are like NRMA, you can chose your repairer. It doesn't mean you can just take it to anyone and it will be accepted - the quote they supply has to be reasonable and if the insurance company doesn't agree, you may have to get a 2nd quote - but that can also be at an repairer of your choice.

**scheps** · 26-02-2010, 04:55 PM

Originally Posted by coreying

Yeah - if RACV are like NRMA, you can chose your repairer.

but the repairer has to be linked/certified by NRMA? so its choosing amongst pre selected bunch of repairers?

**Corey_R** · 26-02-2010, 04:59 PM

That's a good question. I'm not sure of the answer to be honest.
Having said that, in the past the repairer that I've used was actually linked to GIO, yet both NRMA and AAMI accepted them as a repairer. I know they definitely were not on AAMI's list, but I don't know whether they were already on NRMA's list.

**roy** · 26-02-2010, 05:11 PM

Originally Posted by scheps

but the repairer has to be linked/certified by NRMA? so its choosing amongst pre selected bunch of repairers?

exactly what i want to know...not sure racv has a list or not...or they accept all reasonable quote...

my wife's friend's Commodore once was hit by someone and AAMI told her 3 repairers to check the cheapest one...how can she drive a damaged car to check every price...just sounds horrible...

**Topend** · 27-02-2010, 08:41 AM

One thing to consider when choosing an insurance company, do they have a reputation for honoring claims within a reasonable time. Some companies do their best to avoid paying out on claims. I know this as my wife use to work on insurance litigation cases.

When I arranged insurance, the difference in cost for "no drivers under 25' and for "drivers under 25" was only $4/mth. Although we could not think of anyone under 25 that would drive our car, we pay the extra $4 anyway.

We went through Bank SA which is underwritten by CGU. Cost $54/mth.

**24ROO** · 27-02-2010, 09:12 PM

i went though nrma for my brand new 118tsi

garaged in 4221, 21 years old one crash in the last 3 years at fault, no windscreen

$580 second cheapest was racq are 9 somthing

**Timmy10** · 27-02-2010, 09:40 PM

Originally Posted by 24ROO

i went though nrma for my brand new 118tsi

garaged in 4221, 21 years old one crash in the last 3 years at fault, no windscreen

$580 second cheapest was racq are 9 somthing

Thats crazy.

I am 23. Zero crashes or claims, full license (drivnig for 5 years) and the lowest ive had was $1300