Golf Mk6 Insurance

**roy** · 24-02-2010, 10:27 AM

Hey guys,

With my wife's Golf MK6's ( TSI 118 ) delivery coming soon, it's about the time to choose an insurance.

As my wife is the owner of the car who still holds an green P (she's over 25 years old), maybe the choice will be limited and a little more expensive. (We didn't consider a lot about insurance when we put my wife's name on the dot line...)

So I'll be most appreciated for your opinions/suggestions on what cover and company we should have a look.

And also I thought it could be a good idea to have a comparison thread for Golf mk6 so we can see what cover/company people are with and how much they are paying.

Feel free to add any extra information if you like.

PS: we are in VIC
Roy

**team_v** · 24-02-2010, 10:43 AM

Have a look at RACV.

I am with RACQ and i will be going with them again when i get the Tig.

competitive rates even without the membership.

**roy** · 24-02-2010, 11:08 AM

Originally Posted by team_v

Have a look at RACV.

I am with RACQ and i will be going with them again when i get the Tig.

competitive rates even without the membership.

i got a quote $1106 annual amount, $550 basic excess and $400 age excess for over 25yrs old, no rateing protection no windscreeen option and marketing value including.

is that all what we need?

**Christopher** · 24-02-2010, 12:05 PM

also, with RACV, if you already have roadside care with them, then you get a discount on your insurrance premium, ~10%.

I know for mine, RACV were quoting - for a Mk6 GTI, 22 y/o and excess increased to $1100, I was getting pretty much the same as you and they were the best by far. A lot better than Just Car, AAMI, youi & Allianz... although do give Shannon's a call as they only insure over 25's, so potentially cheaper?

**roy** · 24-02-2010, 12:19 PM

thanks chris, i will check it.

**GTI63** · 24-02-2010, 01:51 PM

For 2010 GTI, located in QLD 4503, cheapest was RACQ at $522 with $500 excess, no driver under 25. Most expensive was ING at $888 with $400 excess. Bingle is also cheap at $567 with $500 excess but it is all online with them.
Hope this helps

I am 42YO

**mckens** · 24-02-2010, 03:15 PM

I've just insured my 2010 GTI VI with RACV for $879.59 per year, but have included my 24yo girlfriend on the insurance, which has made a significant difference. Without her on the policy, the amount would come to $780.53 per year. I don't have any additional RACV products that qualify me for a 10% discount either.

**roy** · 24-02-2010, 06:15 PM

does RACV limit your repairer if something happen...e.g. only a couple of repairers can be chosen which might be very inconvenient...

**NovaArtist** · 24-02-2010, 11:21 PM

Did the ring around for Insurance on the Manual 103TDI in WA, and the best one was (unfortunately for roy) a WA company - SGIO, by a large margin. I did not have anything else with them to secure further reductions (like home and contents), yet they were cheaper by almost $300. They have an automatic 10% reduction in policy if the official ADR fuel rating is less than 5.5 L/100km. This means the manual 103TDI is cheaper to insure than the DSG one - 5.3 vs 5.6 L/100km). Most expensive was YOUI, then QBE, then RACWA, then HBF with SGIO as the cheapest. Less than $500 per year with $300 excess. Interestingly, when I tried to use the Allianz web site to get a quote - the web site stated that "it was unable to insure this car" - so did not get very far with that approach.