Exactly. I didn't include any reflective tints in my '53%' comments above because reflective tints are also illegal. HOWEVER, all tints are reflective to a certain %, and as far as I can see the ADR doesn't give a valid maximum %, therefore you can probably get away with lightly reflective tint, and as you've noted, you'll get even more solar energy reduction, and therefore a cooler interior and lower fuel bills
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