Hi Lacoste,
That is clearer now.
Yes with a novated lease you finance the whole amount the car is worth, so any money which may come your way from a trade or what ever is yours and has no effect on the new cars price.
Cleared funds is normal but your lease company should have this arranged prior to you taking delivery of the car, you need to ensure that your finance people are on to this.
What normally happens is once you are happy with the condition of the car and ready to sign for it the dealer contacts the lease company and funds are credited to the their account, there may be a few minutes in delay but by the time you have been shown over how the car works you should be okay.
A stock car is a vehicle which was ordered as dealer stock and has not yet sold. These are normally held in the holding yards and not offered up to view in the showrooms or front yard. They are normally common colour/makes which a few are waiting around. It is not uncommon for cars to be up to a year old which have not sold. If you have a look across the road to Ford or Holden you will see heaps of the same. What normally happens is around the start of the new year the dealers sell these off with a reduction in price to clear room for newer models. Some times this is dealer only offered or backed by the manufacturer. You sometimes have the on road costs covered or some added on dealer fitted parts included, all to dress up the car and move it on.
Stock cars are normally kept under shade cloth or hard cover (warehouse) so are not exposed too much. Once washed and a quick detail you will be none the wiser. Remember part of the dealer delivery procedures is to service the car and have it as new for you, so if it needs a new battery or oils replaced than this is what happens.
Your discount of 15% for a car that is now 12 months old is not fantastic, this is still good value but there would be room to reduce that if you worked harder. Not knowing your situation or lease company you have gone through, but most offer a service to find you a car for you, via a broker. There is great saving there as they are in a position to gain a better price than any of us sole shoppers out here. Maybe a point to know next time.
In the end if you are happy with you have got, that it is available now for delivery, your trade was reasonable and the lease works in your favour then you have done well.
Flipper Dog
Now - T-Roc R, Audi Q5
Past VWs- T-Roc R-Line, Golf 6, 7 and 7.5, Touareg 7L and 7P, Passat B5.5, Polo MK3, Polo MK4 and GTI
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